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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.92
Based on 2,182 reviews, last reviewed 20th Mar 2026
12% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and efficient service. Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026
Levi c's avatar
Levi c

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2182)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021
Michaela Fallows's avatar
Michaela Fallows

Excellent service

5
Since being with Manchester credit union, it's been easy to save for rainy days, just set up standing order from my bank each month and surprised how quickly it grew. Reviewed on: 18th May 2022
Terence Whittaker's avatar
Terence Whittaker

Actually help for struggling people/families

5
I took out a loan with them when my credit was awful. It helped me get back into work and buy the things I needed for my household. Have since referred friends and family. And it's great because you save atleast £1 per week. Reviewed on: 18th May 2022
charmaine fallon's avatar
charmaine fallon

Wonderful

5
Fantastic amazing wonderful brilliant Reviewed on: 18th May 2022
Hermione Elms's avatar
Hermione Elms

Great, simple and supportive

5
I used Manchester credit union for a loan when I really needed it. It was simple, fast and supportive. Reviewed on: 18th May 2022
Victoria's avatar
Victoria

Best value

5
Very helpful and so much more better tha n all those loan company’s that charge you a fortune Reviewed on: 18th May 2022
Leanne Gilbert's avatar
Leanne Gilbert

Amazing

5
It was very quick and easy the process to join very helpful with any questions I had and overall amazing Reviewed on: 18th May 2022
Toni's avatar
Toni

Amazing

5
Always help you when needed would not borrow from anywhere else Reviewed on: 18th May 2022
Dawn chadwick 's avatar
Dawn chadwick

Always helpful and polite .

5
Credit union have helped me out when iv needed a bit of extra help . Reviewed on: 18th May 2022
Joanne perry's avatar
Joanne perry

Absolutely great service

5
I was referred to Manchester Credit Union by family. I have no regrets.My journey has been great so far. Reviewed on: 18th May 2022
Anthonia's avatar
Anthonia

Excellent

5
Easy process excellent staff a god send for the little emergencies Reviewed on: 18th May 2022
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