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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Fantastic to find this helped us out a lot with the...

Fantastic to find this helped us out a lot with the family loan for bills. And on top savings as well. Reviewed on: 9th July 2025

The best loans

I have never had any issues, this is always helpful and my life saver Reviewed on: 9th July 2025

Never had any issues with getting what I ask for, th...

Never had any issues with getting what I ask for, they are always quick to respond to my enquiries. Really good value and helps massively Reviewed on: 9th July 2025

I have been with MCU for many years now and the safe...

I have been with MCU for many years now and the safety blanket available to top up existing loans when they are below a certain amount is really comforting and helpful. Reviewed on: 9th July 2025

credit union is a member of my family

I really feel like credit union is a member of my family they have help me out so many times over the past 15 years there good people live them all Reviewed on: 9th July 2025

Family loan

I applied for a £500 family loan a couple of years ago, the process was quick and repayments were made from my child benefit payments. Reviewed on: 9th July 2025

Fantastic and lovely.

Fantastic and lovely. All the staff are always happy to hear, help and support you mission. Reviewed on: 9th July 2025

Manchester Credit Union is simple and easy to use, I...

Manchester Credit Union is simple and easy to use, I have been using this product for years now. Quick and simple to use. Reviewed on: 9th July 2025

friendly and helpful team!

Excellent customer service, whenever ive had a question or an issue it hasn't been resolved and answered timely and positively. All staff are friendly and always keen to help. Reviewed on: 9th July 2025

Never had any issues, staff are always very helpful too

Never had any issues, staff are always very helpful too Reviewed on: 8th July 2025

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