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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,163 reviews, last reviewed 4th Mar 2026
66% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026
Natalie P's avatar
Natalie P

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021
Michaela Fallows's avatar
Michaela Fallows

Great staff!

5
Staff have always been really friendly and helpful. The online app is very convenient to use Reviewed on: 8th July 2025
Gemma S's avatar
Gemma S

Quick decision and transfer of funds

5
Quick decision and transfer of funds Reviewed on: 8th July 2025
Elaine 's avatar
Elaine

Always very helpful and polite staff.

5
Always very helpful and polite staff. Reviewed on: 8th July 2025
Sarah D's avatar
Sarah D

Brilliant

5
Always easy and straight forward, Reviewed on: 8th July 2025
Leanne b's avatar
Leanne b

I had a loan of them a few years ba k an never reali...

5
I had a loan of them a few years ba k an never realised I was still saving a little each month an when I went to use the service again I had a healthy amount in my savings so came in really handy . Reviewed on: 8th July 2025
Donna C's avatar
Donna C

It is really good experience and it’s really easy to...

5
It is really good experience and it’s really easy to use the app Reviewed on: 8th July 2025
Aurelia B's avatar
Aurelia B

Managable appropriate lending tool

5
MCU has been a fantastic tool to get better control and understanding of my finances. Learning to save and lend appropriately Reviewed on: 8th July 2025
Tammy v's avatar
Tammy v

100% recommend

5
Great experience, easy to understand and very reasonable lending rates. My credit is only fair, but MCU provided a far better rate than I’d get elsewhere and it’s reassuring to borrow from a reputable agency. 100% recommend :) Reviewed on: 8th July 2025
Rhe's avatar
Rhe

Brilliant

5
Brilliant experience and good service Reviewed on: 8th July 2025
tracey's avatar
tracey

Manchester Credit Union have been brilliant over the...

5
Manchester Credit Union have been brilliant over the years I have been with them. I have both a loan and savings account which are both easy to maintain and pay into when I can. Staff are always ready to help, friendly and professional Reviewed on: 8th July 2025
EmmaJane's avatar
EmmaJane

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