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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Excellent loan service

Loans are really easy to access or top-up as required. I have never experienced a loan service that is as easy. Reviewed on: 7th July 2025

Really good been with them for years

Really good been with them for years Reviewed on: 7th July 2025

Quick and easy to apply

Quick and easy to apply, very straightforward Reviewed on: 7th July 2025

Has really helped when I am struggling with bills so...

Has really helped when I am struggling with bills some months and the paying back out of your benefits really helps as it’s not a big chunk of money all at once. Reviewed on: 7th July 2025

App is brilliant now you can access your loans strai...

App is brilliant now you can access your loans straight forward Reviewed on: 7th July 2025

Great customer service and always willing to help.

Great customer service and always willing to help. Reviewed on: 7th July 2025

Quick & easy service.

Quick & easy service. Customer service are fast at responding and always helpful & polite. Reviewed on: 7th July 2025

Never had a problem.

Never had a problem. Always happy to help and very convenient Reviewed on: 7th July 2025

They help me when I needed more

They help me when I needed. Understand my situation and provide a loan. Reviewed on: 7th July 2025

Really quick at replying and lovely staff

Really quick at replying and lovely staff Reviewed on: 7th July 2025

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