Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2162 reviews)

View other Manchester Credit Union products

4.93

Based on 2,162 reviews, last reviewed 2nd Mar 2026

94% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely stafff help you 100% amazing Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2162)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Really good been with them for years

Really good been with them for years Reviewed on: 7th July 2025

Quick and easy to apply

Quick and easy to apply, very straightforward Reviewed on: 7th July 2025

Has really helped when I am struggling with bills so...

Has really helped when I am struggling with bills some months and the paying back out of your benefits really helps as it’s not a big chunk of money all at once. Reviewed on: 7th July 2025

App is brilliant now you can access your loans strai...

App is brilliant now you can access your loans straight forward Reviewed on: 7th July 2025

Great customer service and always willing to help.

Great customer service and always willing to help. Reviewed on: 7th July 2025

Quick & easy service.

Quick & easy service. Customer service are fast at responding and always helpful & polite. Reviewed on: 7th July 2025

Never had a problem.

Never had a problem. Always happy to help and very convenient Reviewed on: 7th July 2025

They help me when I needed more

They help me when I needed. Understand my situation and provide a loan. Reviewed on: 7th July 2025

Really quick at replying and lovely staff

Really quick at replying and lovely staff Reviewed on: 7th July 2025

Credit union helped me to consolidate all my lending...

Credit union helped me to consolidate all my lending into one payment. It was the most affordable option and I'm not paying extortionate interest. Reviewed on: 7th July 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Salad Money 3.99 from 11 reviews
Personal Loan
from Nationwide 4.25 from 39 reviews
Personal loan
from My Community Bank 4.90 from 3219 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub