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Manchester Credit Union: Loans reviews

4.93
Based on 2,162 reviews, last reviewed 2nd Mar 2026
91% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

5

Lovely stafff help you 100% amazing Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026
Amber 's avatar
Amber

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2162)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Just simple effective and user friendly

5
Just simple effective and user friendly Reviewed on: 7th July 2025

Fantastic service with none judgmental staff.

5
Fantastic service with none judgmental staff. They really are for the people. They always go the extra mile to help all customers no matter gender, age or ethnicity. The repayment plans are very reasonable with very low interest. I would recommend this service to anybody and everybody. Keep up the good work. Reviewed on: 7th July 2025

Easy and hassle free always there to help

5
Easy and hassle free always there to help Reviewed on: 7th July 2025

Thanks for help

5
Really helped me when I needed it I'm a single mum of 2 struggling so when I found manchester credit union I was over the moon I really do appreciate the help and I have told all my friends if the ever need help the manchester credit union can help without a doubt. Reviewed on: 7th July 2025

I have been with the company a long time now and ove...

5
I have been with the company a long time now and over the years they have developed and it is now easier to get what you need with out any fuss I think the service is reliable and competitive and really good value for money and I hope they continue to improve Reviewed on: 7th July 2025

Always there to help

5
I have had previous issues with paying my account and the people who I spoke to couldn't have done more to help, they offered as much advise as they could. Since clearing my arrears I was able to reopen my account and again the customer service is brilliant and very quick to help in anyway possible. Reviewed on: 7th July 2025

I have used the family loan for many years & couldn'...

5
I have used the family loan for many years & couldn't live without it. Reviewed on: 7th July 2025

customer service is outstanding

5
When I call I always get the best customer service friendly staff, give the right information and plenty of options to my enquiry Reviewed on: 7th July 2025

I get a loan to help me and my family out at times w...

5
I get a loan to help me and my family out at times when we struggle, sometimes I am able to do a top up loan, this helps me and my family massively. Reviewed on: 7th July 2025

Very handy easy to apply straight forward

5
Very handy easy to apply straight forward Reviewed on: 7th July 2025