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Manchester Credit Union: Loans reviews

4.94
Based on 2,130 reviews, last reviewed 15th Jan 2026
211% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a single problem. Never had a single problem. Always quick replies when needed. Always keeps me up to date Reviewed on: 15th January 2026
Chelsea W's avatar
Chelsea W

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2130)

Review of the Manchester Credit Union, Loans:

Excellent

5
It was really quick and easy experience. Liked the simplicity of the application process xx Reviewed on: 3rd March 2025

Really good and very helpful and always their when n...

5
Really good and very helpful and always their when needed Reviewed on: 16th December 2025

Was a smooth one being the first time

5
Was a smooth one being the first time Reviewed on: 16th December 2025

Always available when I need them great service

5
Always available when I need them great service Reviewed on: 15th December 2025

Absolutely brilliant,l

5
Absolutely brilliant Manchester credit union have helped me out so much Reviewed on: 15th December 2025

Seamless experience, and a great rate

5
Seamless experience, and a great rate that helped me consolidate my debt and free up some money monthly for me. Reviewed on: 11th December 2025

MCU...Help when and where it's needed.

5
From beginning to the end of the process, Manchester Credit Union have been fantastic. They have helped to reactivate my account, took me through the loan application with ease and answered any questions that I had. They are very helpful, supportive and efficient. Thank you MCU for making this experience a valuable and easy one. Reviewed on: 10th December 2025

Always good with communication and very pleased with...

5
Always good with communication and very pleased with all discussion Reviewed on: 10th December 2025

Excellent service.

5
Excellent service. Very easy too apply and would definitely recommend Manchester Credit Union. And super fast service. If your looking to apply for a loan. Then definitely apply at Manchester Credit Union Reviewed on: 9th December 2025

Good experience would recommend

5
Good experience , would recommend Reviewed on: 8th December 2025

Great thank you

5
Great thank you very helpful. Really useful for loans without the worry Reviewed on: 8th December 2025

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