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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2134 reviews)

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4.94

Based on 2,134 reviews, last reviewed 22nd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was a straight forward experience. It was a straight forward experience. Staffs were very helpful. Thank you Reviewed on: 22nd January 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2134)

Review of the Manchester Credit Union, Loans:

Everyone should join a credit union. Manchester Credit Union is one of the best.

As credit unions are owned by the members for the benefit of the members, they are an ethical way of saving and accessing financial products. They are also very local as well so you get personal attention and better customer service. I have always had excellent service from the MCU and it has been very easy to democratically participate in the running of the organisation. I feel my membership really counts and I have a say in the running of the organisation. MCU also benefits wider society as well helping tackle loan sharks by being an effective and ethical way to borrow money. I am proud to be a member. Reviewed on: 28th June 2022

Thank you Very helpful

Very helpful thanks I’ve found this so helpful when I need some extra help Reviewed on: 17th December 2025

Been excellent since I first took a loan

Been excellent since I first took a loan Reviewed on: 17th December 2025

Happy with how well everything works and how quickly...

Happy with how well everything works and how quickly issues are dealt with. Thr communication is great too. Reviewed on: 16th December 2025

Good service would use regular for my loans

Good service would use regular for my loans Reviewed on: 16th December 2025

Really good and very helpful and always their when n...

Really good and very helpful and always their when needed Reviewed on: 16th December 2025

Was a smooth one being the first time

Was a smooth one being the first time Reviewed on: 16th December 2025

Always available when I need them great service

Always available when I need them great service Reviewed on: 15th December 2025

Absolutely brilliant,l

Absolutely brilliant Manchester credit union have helped me out so much Reviewed on: 15th December 2025

Seamless experience, and a great rate

Seamless experience, and a great rate that helped me consolidate my debt and free up some money monthly for me. Reviewed on: 11th December 2025

MCU...Help when and where it's needed.

From beginning to the end of the process, Manchester Credit Union have been fantastic. They have helped to reactivate my account, took me through the loan application with ease and answered any questions that I had. They are very helpful, supportive and efficient. Thank you MCU for making this experience a valuable and easy one. Reviewed on: 10th December 2025

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