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Manchester Credit Union: Loans reviews

4.93
Based on 2,162 reviews, last reviewed 2nd Mar 2026
91% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely stafff help you 100% amazing Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026
Amber 's avatar
Amber

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2162)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Great interest rates, good communication, the websit...

5
Great interest rates, good communication, the website is easy to navigate Reviewed on: 5th July 2025

Easy and quick process.

5
Easy and quick process. Once set up everything is done automatically Reviewed on: 5th July 2025

Brilliant helped me out in my hardest point in finan...

5
Brilliant helped me out in my hardest point in financial hardship Reviewed on: 5th July 2025

I get easily helped by on the phone and I can always...

5
I get easily helped by on the phone and I can always get money out straight away. It’s a good company Reviewed on: 5th July 2025

Thanks Great xxxxx

5
Great loved every minute of it thank goodness Reviewed on: 5th July 2025

Always helped wherever possible great customer service

5
Always helped wherever possible great customer service Reviewed on: 5th July 2025

Its fast, reliable.

5
Its fast, reliable. Easy to do and the staff are amazing and promt when you need a little help. Reviewed on: 4th July 2025

When l applied for a loan it was quick and the inter...

5
When l applied for a loan it was quick and the interest wasn’t very high for repayment.l am nearly finishing the payment and when l finish l can apply for a higher amount compared to the previous as the credit union makes it affordable to repay back the loan with reasonable interest. Reviewed on: 4th July 2025

Credit union has shown me that they value their cust...

5
Credit union has shown me that they value their customers even right down to customers service. Speedy replies either through app or email. Always helpful over the phone too. Credit union has helped with me saving too. Would recommend for anyone in any walk of life Reviewed on: 4th July 2025

I have used MCU for many years and always received a...

5
I have used MCU for many years and always received a great service. Reviewed on: 4th July 2025

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