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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Always there to help in times that crop up unexpecte...

Always there to help in times that crop up unexpectedly. Very fast , efficient, service and great for saving also. Reviewed on: 2nd July 2025

So good for single parents as it’s also a saving poi...

So good for single parents as it’s also a saving point and a loan service to also it gets taken from your child benefit so you can’t miss payments Reviewed on: 1st July 2025

Really helps you to save better and also gives you a...

Really helps you to save better and also gives you access to a incredibly low interest loan once a year Reviewed on: 1st July 2025

Love having these really helps u

Love having these really helps u Reviewed on: 1st July 2025

Level of satisfaction

Very good experience with services utilised including access to loans in times of need and savings. Reviewed on: 1st July 2025

Very helpful and excellent service

Very helpful and excellent service Reviewed on: 1st July 2025

Family loans

I've been using Manchester credit union family loans for around 5 years really helps out at xmas and birthdays and is really easy to apply for, I would recommend Reviewed on: 1st July 2025

I’ve joined MCU more than 6 years now all the staff...

I’ve joined MCU more than 6 years now all the staff are excellent especially Mrs Babara I forgot the Surname Reviewed on: 1st July 2025

I have used MCU for years and never had a problem, t...

I have used MCU for years and never had a problem, there customer service is excellent. Reviewed on: 1st July 2025

My experience with credit unions has been fantastic.

My experience with credit unions has been fantastic. Iv been with them for over 20 years now and they have been so good over the years special in emergency situations and a great help when i needed them Reviewed on: 1st July 2025

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