Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2162 reviews)

View other Manchester Credit Union products

4.93

Based on 2,162 reviews, last reviewed 2nd Mar 2026

91% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Lovely stafff help you 100% amazing Lovely stafff help you 100% amazing Reviewed on: 2nd March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2162)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Love having these really helps u

Love having these really helps u Reviewed on: 1st July 2025

Level of satisfaction

Very good experience with services utilised including access to loans in times of need and savings. Reviewed on: 1st July 2025

Very helpful and excellent service

Very helpful and excellent service Reviewed on: 1st July 2025

Family loans

I've been using Manchester credit union family loans for around 5 years really helps out at xmas and birthdays and is really easy to apply for, I would recommend Reviewed on: 1st July 2025

I’ve joined MCU more than 6 years now all the staff...

I’ve joined MCU more than 6 years now all the staff are excellent especially Mrs Babara I forgot the Surname Reviewed on: 1st July 2025

I have used MCU for years and never had a problem, t...

I have used MCU for years and never had a problem, there customer service is excellent. Reviewed on: 1st July 2025

My experience with credit unions has been fantastic.

My experience with credit unions has been fantastic. Iv been with them for over 20 years now and they have been so good over the years special in emergency situations and a great help when i needed them Reviewed on: 1st July 2025

Really good Great customer service

Really good Great customer service Reviewed on: 1st July 2025

Really great experience.

Really great experience. I love how easy it is to take money from your loan payments Reviewed on: 1st July 2025

Credit union super bee

Really helpful and always comes in handy would be lost with out the loans and saving love the bee lottery as well Reviewed on: 1st July 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Oakbrook Finance 4.91 from 608 reviews
Personal Loan
from The Co-operative Bank 3.25 from 4 reviews
Personal Loan
from Sainsburys Bank 3.32 from 70 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub