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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

always good to help and advise its easy and simple t...

always good to help and advise its easy and simple to apply for loans Reviewed on: 30th June 2025

Amazing and very fast on paying out never had a prob...

Amazing and very fast on paying out never had a problem Reviewed on: 30th June 2025

Extremely helpful and adorable .

So far it’s been helpful when needing a little extra money as I can either take some from savings or renew my family loan and because it’s no interest the outgoings are more affordable Reviewed on: 30th June 2025

Fast and reliable, always helps to have available wh...

Fast and reliable, always helps to have available when running low or have unexpected costs Reviewed on: 30th June 2025

Great help at hard times.

Great help at hard times. Easy use of app and great friendly help from staff. Reviewed on: 30th June 2025

All Good Things

I find Manchester Credit Union really good, whenever I ring with an Issue they are able to sort it straight away, the staff are always friendly. I find if I send a message through the App I get a response pretty quick. Reviewed on: 30th June 2025

Fantastic company!

I’ve used your company for many years and it has helped me in time of need or when I’ve just needed some extra cash to fall back on! Such a speedy service even more so since you’ve changed how yous do things! Honestly couldn’t fault yous and I think it’s great you have to save at least £1 a month into your savings as when your payed up you have a little pot waiting for you if needed or can choose to carry on adding to it. I’ve recommended credit union to many people over the years and will continue to do so! Keep doing what yous are doing because it really makes a difference. Thankyou Reviewed on: 30th June 2025

Always had a good experience.

Always had a good experience. Nice to know I have something to depend on in a pickle Reviewed on: 30th June 2025

Always fast and friendly.

Always fast and friendly. The systems are easy to use and the costumer advisers are always friendly and helpful. Highly recommended. Reviewed on: 30th June 2025

I have been with Manchester Credit Union for a while...

I have been with Manchester Credit Union for a while initially using the family loan service but have also used them to save. Fantastic company. Even when I had problems logging in they sorted it straight away! Extremely responsive and helpful I can no fault them. Reviewed on: 30th June 2025

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