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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

A Happy Customer for 10 Years!!

I have been a member of Manchester Credit Union for approximately 10 years and during that time, I have used their services on a number of occasions. I like the way they look at their customers as people and their actual circumstances when considering loan applications. I have never been refused a loan, and I personally think it is due to this. I like how a small amount of your monthly repayment is put into your savings, which builds up without you even realising. I would highly recommend Manchester Credit Union to anyone!! Reviewed on: 30th June 2025

Excellent service and fast transfers

Excellent service and fast transfers Reviewed on: 30th June 2025

Manchester credit union

Really good experience with Manchester credit union Reviewed on: 30th June 2025

Struggle to get through on the phone but I love how...

Struggle to get through on the phone but I love how it automatically renews the family loan when it reaches a set balanace it’s just annoying having to wait Reviewed on: 30th June 2025

Outstanding Service

I’ve been a member of this credit union for years and I couldn’t be happier with the level of service I’ve received. Every interaction—whether in person, over the phone, or online—has been handled with professionalism, courtesy, and genuine care. I’ve also been impressed with their mobile app, Highly recommend this credit union to anyone looking for reliable, friendly, and efficient financial services! Reviewed on: 30th June 2025

Thank-you credit union

I love credit union they’re the only loans company I’ve ever felt is manageable. They never give me more than I can borrow and taking the money directly from my child benefit and saving some aside makes sure I give my children a great Christmas every year. I was unfortunately a victim of fraud and someone diverted my child benefit to them for two months, credit union were very helpful and kind. I suffer with anxiety and ADHD the lady at the credit union helped me prepare/ practice what to say to HMRC when reporting it as I struggle making phone calls like that. I will use the credit union for the rest of my life I’m so grateful to them and i recommend them to everyone I know. Reviewed on: 30th June 2025

lways had excellent service from your company at Ci...

Always had excellent service from your company at Civic centre Wythenshawe staff very friendly and helpful Reviewed on: 30th June 2025

Mcr credit union was a sudden light in dark when I w...

Mcr credit union was a sudden light in dark when I was in a desperate situation with my debt. The service has been informative and quick and the interest is much lower than private lending companies. I if I could give 6* I would. Reviewed on: 30th June 2025

They helped me when I was most at a low I needed cas...

They helped me when I was most at a low I needed cash and they helped me so much amazing service Reviewed on: 30th June 2025

Brilliant application process, user friendly service.

Brilliant application process, simple and easy to use and quick results. If unsuccessful then MCU offer alternatives so that you’re able to afford repayments. This is crucial to help customers who are struggling manage their debts and not get into deeper debts. The weekly rates are affordable and overall customer service of MCU is vibrant and friendly. Reviewed on: 30th June 2025

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