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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very very good for people on benefits and very appre...

Very very good for people on benefits and very appreciate this i like it Reviewed on: 30th June 2025

They are there whenever you need them at an affordab...

They are there whenever you need them at an affordable price Reviewed on: 30th June 2025

Always really helpful and easy to apply

Always really helpful and easy to apply Reviewed on: 30th June 2025

MCU are a life line for me and my family.

MCU are a life line for me and my family. Their loans have helped me manage and keep afloat. Reviewed on: 30th June 2025

Great way to borrow and save money, fast efficient s...

Great way to borrow and save money, fast efficient service. Reviewed on: 30th June 2025

Helped me out so much.

Helped me out so much..never been turned down. understanding staff .always there to help and listen ..recommended to all that need help when things get hard .they even advise on different ways to pay .so if you need a few scenarios they can help well done thankyou. Reviewed on: 30th June 2025

great customer service , always somebody to help wit...

great customer service , always somebody to help with my enquiry Reviewed on: 30th June 2025

they go above and beyond to help when im struggling...

they go above and beyond to help when im struggling Reviewed on: 30th June 2025

Staff are helpful and friendly.

Staff are helpful and friendly. Any problems are dealt with very fast Reviewed on: 29th June 2025

lovely people customer service helpful

lovely people customer service helpful Reviewed on: 29th June 2025

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