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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2163)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Brilliant

App very easy to use, communication is very good with a quick reply to messages. Easy to access your money and easy to understand Reviewed on: 26th June 2025

Since almost 5 years ago I have been with Manchester...

Since almost 5 years ago I have been with Manchester credit union, I never regret for once. Their staffs are generous and professional. Reviewed on: 26th June 2025

I’ve been saving with this credit union for years, t...

I’ve been saving with this credit union for years, the staff are always helpful, loans are cheaper than going to a lot of banks, easy access to my cash, it’s also a great way to save money having it taken from my wages. They are also great for money advis Reviewed on: 26th June 2025

Helpful when we need it the most

Helpful when we need it the most Reviewed on: 26th June 2025

Overall a great company.

Overall a great company. They help families survive off their family loans, they provide financial support to out difficult times and it’s efficient and generous. Reviewed on: 26th June 2025

MCU Review

Website and app are very user friendly, the team respond quickly and provide excellent service Reviewed on: 26th June 2025

Very helpful.

Very helpful. Friendly staff, app is easy to use and always get a fast response Reviewed on: 26th June 2025

Brilliamt service and friendly and helpful staff!

Brilliamt service and friendly and helpful staff! Reviewed on: 26th June 2025

Easy helpful way of saving / picking your self back...

Easy helpful way of saving / picking your self back up when your struggling in a financial situation. Affordable way of lending a loan and paying it back in small amounts! Reviewed on: 26th June 2025

It’s a really good thing to be in

It’s a really good thing to be in Reviewed on: 26th June 2025

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