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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

42% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Excellent customer service always helpful staff

Excellent customer service always helpful staff Reviewed on: 23rd June 2025

Great for helping save for Xmas & loans are great ex...

Great for helping save for Xmas & loans are great excellent service Reviewed on: 23rd June 2025

There have helped me when I struggled

There have helped me when I struggled Reviewed on: 23rd June 2025

Always been great when needed a helping hand and so...

Always been great when needed a helping hand and so easy and straight forward Reviewed on: 23rd June 2025

Very easy to use, all done on the app

Very easy to use, all done on the app. Prompt payments both the loan and the remainder child benefit payments. Not spoke to customer services much, but when I have, they have been friendly and helpful Reviewed on: 23rd June 2025

It’s very easy and fast to use, never had any issues...

It’s very easy and fast to use, never had any issues and staff are happy and helpful Reviewed on: 23rd June 2025

Very easy and quick application they help with loans...

Very easy and quick application they help with loans and savings. Reviewed on: 23rd June 2025

With the app being made, it has made it so easy to s...

With the app being made, it has made it so easy to sort withdrawing your loan, the customer service is always lovely too when you call. Reviewed on: 23rd June 2025

Fast loan and the savings that you can’t access unti...

Fast loan and the savings that you can’t access until it’s paid is a great idea Reviewed on: 23rd June 2025

I was paying a very high interest car finance.

I was paying a very high interest car finance. Mcu have helped me clear that and are a much more reasonable interest rate. 10/10 would recommend Reviewed on: 23rd June 2025

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