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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2166 reviews)

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4.93

Based on 2,166 reviews, last reviewed 10th Mar 2026

45% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Very easy process and done very fast too

Very easy process and done very fast too Reviewed on: 23rd June 2025

Always their when I need it .

Always their when I need it . Helps me save when I find it hard to Reviewed on: 23rd June 2025

Excellent customer service! Life saver of a company

Always there on the phone to help if I have any problems. There loans have helped us as a family on numerous occasions Reviewed on: 23rd June 2025

Brilliant has helped me put loads over the years

Brilliant has helped me put loads over the years Reviewed on: 23rd June 2025

Helps so much and there is no messing about

Helps so much and there is no messing about Reviewed on: 23rd June 2025

The family loan is an amazing idea!

The family loan is an amazing idea! Really helps families on low income and helps us to save money at the same time in our savings account! It’s helped us loads! Reviewed on: 23rd June 2025

I find it really handy when I’m struggling I have th...

I find it really handy when I’m struggling I have this for back up , it’s no hassle as well Reviewed on: 23rd June 2025

Very helpful staff and easy to use app.

Very helpful staff and easy to use app. I am a bit Dissapointed you can't top up in the shop no longer as this process was easier. Reviewed on: 23rd June 2025

Just a lovely company, and people, to deal with

Every time I have spoken to anyone at MCU they have been nothing but lovely and as a whole the company always seems to be very accommodating and always very helful Reviewed on: 23rd June 2025

They are really helpful when you need a loan and you...

They are really helpful when you need a loan and you don't pay a lot of interest Reviewed on: 23rd June 2025

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