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Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
45% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2166)

Review of the Manchester Credit Union, Loans:

There when I needed them

5
Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Always there to help when assistance is needed

5
Always there to help when assistance is needed Reviewed on: 21st June 2025

Manchester credit union have bin very helpful when e...

4
Manchester credit union have bin very helpful when ever I need help I just give them a message on the app and they get back with a reply within the hour keep up the work :) Reviewed on: 21st June 2025

Never had a had experience with crefit union

4
Never had a had experience with crefit union Reviewed on: 21st June 2025

Couldn’t recommend more

5
Always so easy to use and always so helpful when help is needed. Reviewed on: 21st June 2025

I have been using Manchester credit union for many y...

5
I have been using Manchester credit union for many years with family loans. These have been really helpful to me at times and has also built up a nice little savings pot, which I will continue to use when my son turns 18. All processes have been smooth and quick and all staff have been wonderfully helpful Reviewed on: 21st June 2025

It’s great and clever as when I applied for my famil...

5
It’s great and clever as when I applied for my family loan And pay it back and it don’t cost much very cheap also clever because you get to save as u pay back and once fully paid you have extra money saved on top Reviewed on: 20th June 2025

Really helped me had such a great experience would r...

5
Really helped me had such a great experience would recommend you to others Reviewed on: 20th June 2025

I was struggling to provide a new bed for my son and...

5
I was struggling to provide a new bed for my son and the family loan helped me massively. Very grateful. Reviewed on: 20th June 2025

Always super quick and efficient

5
Always super quick and efficient Reviewed on: 20th June 2025

Very easy to use

5
Very easy to use good savings account Reviewed on: 20th June 2025

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