Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

View other Manchester Credit Union products

4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews See your review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very fast and efficient, would recommend

Very fast and efficient, would recommend Reviewed on: 19th June 2025

Great communication and fast response.

Great communication and fast response. Reviewed on: 19th June 2025

Good very good credit union thank you

Good very good credit union thank you Reviewed on: 19th June 2025

Very good experience, helped me a lot, was a very sm...

Very good experience, helped me a lot, was a very smooth process. Will recommend to friends and use again. Reviewed on: 19th June 2025

Very helpful friendly staff, easy to access and use.

Very helpful friendly staff, easy to access and use. Reviewed on: 19th June 2025

I set up an account for a family loan as I needed on...

I set up an account for a family loan as I needed one at the time and they have been brilliant, very easy to use and if very helpful at a hard times, I also have a savings with them which is perfe t way to save up money as this comes in handy in the long run. Definitely would recommend Reviewed on: 19th June 2025

I love it so much.

I love it so much. Easy access. Good customer service...... Reviewed on: 19th June 2025

Fantastic!

They’re not just a credit union—they’re part of the community. It’s clear they genuinely want to help people, not profit from them. In a world full of greedy banks, MCU is a breath of fresh air. Reviewed on: 19th June 2025

Being a single mother it’s the best way to save aswe...

Being a single mother it’s the best way to save aswell as borrow Reviewed on: 19th June 2025

I have been a member for a long time now and I have...

I have been a member for a long time now and I have never had any issues Reviewed on: 19th June 2025

Alternative products

Loans
from Voyager Alliance Credit Union 4.87 from 399 reviews
Personal Loan
from Admiral 4.77 from 1396 reviews
Short-term loan
from WageDay Advance 4.96 from 284 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub