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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Always simple transactions, very helpful if problem...

Always simple transactions, very helpful if problem occurs Reviewed on: 18th June 2025

Never had a problem with manchester credit union ve...

Never had a problem with manchester credit union very responsive with any queries when needed Reviewed on: 18th June 2025

Been a very good experience since being with them

Been a very good experience since being with them Reviewed on: 18th June 2025

Single struggling mother with no support

Since I have no family or friends and have struggled with credit the services has really helped me at time of need when I’ve had nowhere else to turn and as well as helping me save something I’ve never been able to do Reviewed on: 18th June 2025

Excellent Service

MCU have always gone above and beyond to help with any issues I've had. They always respond quickly and inform me of any updates. Reviewed on: 18th June 2025

The best Yet

Never had any issues with Mcu always polite staff and friendly service. Had no issues in applying or getting money and no issues with repayments Reviewed on: 18th June 2025

I am very happy with this the customer service also...

I am very happy with this the customer service also very good Reviewed on: 18th June 2025

The loan process was very easy and straight forward.

The loan process was very easy and straight forward. Reviewed on: 18th June 2025

I took loan before and interest is very very low...

I took loan before and interest is very very low Reviewed on: 18th June 2025

Never to much trouble, staff are always friendly and...

Never to much trouble, staff are always friendly and helpful, always a pleasant experience Reviewed on: 18th June 2025

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