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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Highly recommend

Applying for a loan was really easy and the process was quick. The rates are great, making loans affordable. I love that I can login and check my loan balance and its so easy to understand. I use the savings account each month by transferring money from my bank account, but its also straightforward to withdraw funds when you need them. Everything is easy and straight forward. Reviewed on: 16th June 2025

Fantastic rates and easy process

The process is easy and interest rates are extremely good, all in all it’s the perfect way to borrow money and feel safe doing so. Reviewed on: 16th June 2025

Always there when I need them fantastic service all...

Always there when I need them fantastic service all round Reviewed on: 16th June 2025

Amazing help I was struggling and manchester credit...

Amazing help I was struggling and manchester credit union saved me it's helped me do much Reviewed on: 16th June 2025

Manchester credit union have been amazing

Manchester credit union have been amazing I've told everyone I know about my experience and they are thinking of applying them selves Reviewed on: 16th June 2025

I have experienced money issues so they helped me re...

I have experienced money issues so they helped me review my payments Reviewed on: 16th June 2025

you have saved my life several times - thanks for be...

you have saved my life several times - thanks for being there Reviewed on: 16th June 2025

Manchester Credit Union has helped me massively, not...

Manchester Credit Union has helped me massively, not only saving my child benefit but making it easier to now withdraw funds. Reviewed on: 16th June 2025

Always have a great customer service had no problems...

Always have a great customer service had no problems highly recommend Reviewed on: 16th June 2025

Handy to have and helped me to save.

Handy to have and helped me to save. Reviewed on: 16th June 2025

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