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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

58% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Amazing staff and service

I’ve found the whole process so easy and the customer service is great they always get back to you straight away and as soon as your of the phone it’s all sorted and they talk to you so respectfully Reviewed on: 16th June 2025

Never had a bad experience with Manchester credit un...

Never had a bad experience with Manchester credit union Reviewed on: 15th June 2025

Always a brilliant service easy to use and even bett...

Always a brilliant service easy to use and even better since the less waiting time Reviewed on: 15th June 2025

Helpful and informative

There always helpful when you ring and if you don’t understand something they explain it and don’t make you feel stupid…. Reviewed on: 15th June 2025

It really helped me when I was struggling so thank...

It really helped me when I was struggling so thank you Reviewed on: 15th June 2025

I joined 9 years ago when pregnant with my second ch...

I joined 9 years ago when pregnant with my second child to get a family loan to help with some essentials. I’ve been saving ever since and using the loan service they provide with excellent rates and customer service. Reviewed on: 15th June 2025

Very helpful and straightforward

Very helpful and straightforward Reviewed on: 15th June 2025

Find it quick and easy to contact someone if I need...

Find it quick and easy to contact someone if I need help Reviewed on: 15th June 2025

Great loan options.

Great loan options. Family loan especially as repayments are automatically paid from benefits which is good if you don’t manage your bills very well. Fab always Reviewed on: 15th June 2025

Top up loan a big help

I can always take out a top up loan after paying £150 of my £500 family loan and this has helped me a lot during situations when I was desperate for some money. thank you Manchester Credit Union. Reviewed on: 15th June 2025

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