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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2165 reviews)

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4.93

Based on 2,165 reviews, last reviewed 6th Mar 2026

42% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2165)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Easy to set up and staff are efficient and friendly...

Easy to set up and staff are efficient and friendly when I need help with something. Reviewed on: 14th June 2025

Always extremely polite..

Always extremely polite helpfull and the payment plans are great and affordable Reviewed on: 14th June 2025

ive been wth credit union since it started easy to d...

ive been wth credit union since it started easy to do very helpful staff Reviewed on: 14th June 2025

They are number 1 in lending a secure family loan

They are number 1 in lending a secure family loan to familys who are jn receipt of child benefit, you can trust them they are 100% here to help parents get the help they need , paying back the loan it's a reliable source so you dk g get into dept and has a saving pot wreck u accumulate ir savings every week and can withdraw at any time Reviewed on: 14th June 2025

Really helpful, they answered all of my queries they...

Really helpful, they answered all of my queries they set a payment plan what suited me and my budget overall 10/10 experience from me Reviewed on: 14th June 2025

It’s great for when u need something in an emergency...

It’s great for when u need something in an emergency it also good for helping to save always good with any questions that’s I may have and it helps when I need something for my kids Reviewed on: 13th June 2025

Excellence

Excellent great company good staff Reviewed on: 13th June 2025

I love having the child benefit loan.

I love having the child benefit loan. The only issue I have is I've never been allowed a different loan. I've been a member of credit union for years and never once missed a repayment. Reviewed on: 13th June 2025

The customer service was excellent and most supporte...

The customer service was excellent and most supported- I felt listened to - a person not a number Reviewed on: 13th June 2025

It was quick and effective.

It was quick and effective. The whole process was simple and straightforward. Reviewed on: 13th June 2025

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