MBNA Reviews

Ratings based on 130 reviews Last review 2 weeks ago
3.96 / 5Great overall rating

MBNA are a leading credit card provider. Smart Money People is the place for MBNA reviews. Read and write reviews to help increase trust and transparency in Financial Services.

5 69
4 24
3 12
2 4
1 18

Your MBNA Reviews (130)

Write a review
5th October 2020

Insulting

Clear credit history until a problem occured with my direct debit as lockdown began . I wasn't aware of this until I checked my credit file and it showed missed payments . I had been paying extra amounts and wasn't aware my direct debit had aborted ....

Read more

Clear credit history until a problem occured with my direct debit as lockdown began . I wasn't aware of this until I checked my credit file and it showed missed payments . I had been paying extra amounts and wasn't aware my direct debit had aborted . No sympathy or understanding and no genuine communication . Issues with internal messaging systems . System refreshed by call handler then suddenly I started to recieve communication . I even recieved a letter ! As a nurse working through lock down it has left me in a very difficult financial situation . No resolve with this company so I have had to escalate complaint .
Not worth borrowing from the card considering the damage that's been cause based on a small monthly payment .

Write a review
20th July 2020

Terrible customer service!

Beware of terrible customer...

Read more

Beware of terrible customer services
Beware! Shocking customer service. Been on the phone for 1hour 40 mins passed between 3 members of staff! Cant take my payment tried 3 times and left on hold for way too long. When passed to customer services told they are sorting out their problem told to hold for a couple of minutes then left waiting for a further 30 mins when the next advisor picks up the call knows nothing about my case. The worst customer services I have experienced. Typical of the Royal bank of Scotland. Same terrible service as Natwest bank, no surprises they are the same company. Will send me a txt within 5 working days to look at my complaint!! Shocking!

Write a review
5th June 2020

Started so well but ending so badly...

Great card in terms of free balance transfer. Got my text to saying 0% coming to an end as 21/06/20. Still owed £2300 so wanted to clear it ASAP. That same day I paid £300, then a week later another £150. Went to pay £500 again today but they REFUSE to...

Read more

Great card in terms of free balance transfer. Got my text to saying 0% coming to an end as 21/06/20. Still owed £2300 so wanted to clear it ASAP. That same day I paid £300, then a week later another £150. Went to pay £500 again today but they REFUSE to accept my money as i've made two payments this month. They are literally NOT LETTING ME clear my debt and clearly want the interest period to start. Contacted the ombudsman

Write a review
27th April 2020

Good decent credit card provider.

MBNA is always top of my list of providers to choose for a credit card. They offer frequent zero % Apr offers for existing customers, and even better offers for new customers. The online account does everything you need, my only gripe is not being...

Read more

MBNA is always top of my list of providers to choose for a credit card. They offer frequent zero % Apr offers for existing customers, and even better offers for new customers. The online account does everything you need, my only gripe is not being able to allocate payments to specific plans online. If ever I've had to speak to them they have been helpful, and proactive. All in all, I would recommend an MBNA credit card.

Write a review
26th February 2020

A horrible card that was once great

Was a fantastic card in the past, now being acquired by Lloyds group the service became horrible and they changed the terms and conditions regularly to confuse you and get the most out of you. If you raise a complaint you will be put on hold for an...

Read more

Was a fantastic card in the past, now being acquired by Lloyds group the service became horrible and they changed the terms and conditions regularly to confuse you and get the most out of you. If you raise a complaint you will be put on hold for an hour then go through a complicated formal complaint process.
I cancelled the card after being a client for 15 years.
Not recommended any more, and I'll make sure to cancel all their cards very soon.

Write a review
7th November 2019

Best credit card for going abroad

I have used my MBNA credit card while in Spain. You get free cash withdrawal as long as you clear your balance straight away also you get the current exchange rate. For credit card spending you have 30 days interest free before you need to clear the...

Read more

I have used my MBNA credit card while in Spain. You get free cash withdrawal as long as you clear your balance straight away also you get the current exchange rate. For credit card spending you have 30 days interest free before you need to clear the balance. With both cash withdrawals and shopping if you don’t pay within the interest free period its 7.5% Brilliant card. Happy holidays.

Write a review
7th November 2019

Beware of this Scam (MBNA could avoid it)

Beware of this Scam! (APPLEPAY contactless...

Read more

Beware of this Scam! (APPLEPAY contactless purchases)
NOTE - I have Never been registered with Applepay!!
Someone calls in to MBNA and says the card is lost, after registering it with Applepay
They issue a new card by mail, which takes up to a week to get to you
* I was not aware it had been cancelled until I tried to make a purchase*
In the meantime MBNA issue the NEW card number to the APPLEPAY account (This is BEFORE you get the card)
The scammer who has got your card number and all your details by hacking a website then starts to spend on it - there are no limits on the value of purchases.
I was, of course, had the purchases refunded (£950 in 3 days)

What angers me is that MBNA make you sin into the website with 'memorable information'
BUT letters/numbers from this were NOT asked for during the call to MBNA,by the scammer
All this could have been avoided if this had been done
It is obvious to me that there are some in customer support that need re-training.

Hope this helps others avoid what happened to me

Write a review
12th October 2019

New application set up - 5 star, once you are a customer - 0 stars

I recently set up an account. I received my pin number and online activation details in the post but no card. I called them today and after a 15 minute wait (listening to a dial tone and no actual music), I get through to be told I need to speak to...

Read more

I recently set up an account. I received my pin number and online activation details in the post but no card. I called them today and after a 15 minute wait (listening to a dial tone and no actual music), I get through to be told I need to speak to the fraud team who I have to call. Another call placed and I get put on hold again - at this stage I have been calling/on hold/speaking to someone for 45 minutes. I get told there is no issue. But they go to order me another card and wait - there is a problem, but I have to call New Business who are available on weekdays. Why has no one contacted me if there is an issue with my account? Why can't I be transferred rather than call and get stuck in lengthy waiting times and why are your departments not able to read the same notes as each other. As a new customer - this is shocking service.

Write a review
25th August 2019

BE AWARE mbna credit card is no longer owned by bank of america

I have been mbna credit card customer for many years and it has always been fantastic. Customer service was actually there to serve customers. It has now been taken over by Lloyds group recently and since then service is ruined. Customer service...

Read more

I have been mbna credit card customer for many years and it has always been fantastic. Customer service was actually there to serve customers. It has now been taken over by Lloyds group recently and since then service is ruined. Customer service attitude is now changed to “I don’t care about you Mr customer”. Unfortunately that American banking touch is gone and I will never recommend mbna LLOYDS credit card to anyone ever. They should change nAme instead of deceiving clients.