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Mettle by NatWest: Business banking reviews

4.81
Based on 4,593 reviews, last reviewed 11th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant app, great customer service, no bank fees... Brilliant app, great customer service, no bank fees for business, just awesome. Reviewed on: 20th August 2026
Clint Hammond's avatar
Clint Hammond

Latest lowest rating:

1

Lost my money. Couldn't tell me how. Mettle lost £5k of my money in their system, and despite me giving them all of the relevant tracking numbers and instruction ID, they could not tell m... Read more Reviewed on: 11th September 2026
Jacob Clapson's avatar
Jacob Clapson

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

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Mettle by NatWest Business banking reviews (4593)

Great business banking app.

5
Great business banking app. Easy to navigate and save invoices to. And the free link into FreeAgent has been light bulb moment for my admin and accounts. Thanks Reviewed on: 19th March 2026

Mettle have been fantastic

5
Mettle have been fantastic… I used to pay for FreeAgent but now it’s included as a free perk. Customer service is spot on too, I changed the name of my business and it was a simple process with Mettle, staff were thorough but helpful. Reviewed on: 19th March 2026

Perfect!

5
I have been a member for many years now, and have never had an issue! Customer service are always lovely, and get back to me quicker than I would expect, resolving issues I may have efficiently. Couldn’t ask for anything more from a bank. Reviewed on: 19th March 2026

The best

5
I have had a few business accounts in my working life and this is by far the best one I’ve had,the people are always very very helpful and cannot do enough for you. Reviewed on: 19th March 2026

I'd recommend Mettle without hesitation.

5
As a small business (of 1!), I wanted banking that was easy, inexpensive, and integrated with accountancy software. Mettle ticks all of these boxes. Customer services have been quick to deal with any issues encountered, I don't pay monthly or annual fees for the account, issue my invoices through the app, and have tax/VAT money move directly into a savings pot to accrue interest every time an invoice is paid. I'd recommend Mettle without hesitation. Reviewed on: 19th March 2026

Brilliant responsive and user friendly service.

5
Brilliant responsive and user friendly service. Reviewed on: 19th March 2026

Slick app and great value

4
Great value for money. Interface is really slick. Really like the function that allows you to auto-divert a percentage of all revenue into corp tax and vat pots. Free Agent also a massive bonus. Reviewed on: 19th March 2026

It is a no frills offering which is what I require.

4
It is a no frills offering which is what I require. The only small grumble is Mettle doesn’t accept/make Swift payments which was a bit surprising given it is part of NatWest. Reviewed on: 19th March 2026

great bank plus freeagent for free.

5
great bank plus freeagent for free. no fees for direct debits its great ! Reviewed on: 19th March 2026

Mettle are a great.

5
Mettle are a great. It allows me to do everything I need to do for business banking. Reviewed on: 19th March 2026

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