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Mettle by NatWest: Business banking reviews

4.82
Based on 4,593 reviews, last reviewed 11th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant app, great customer service, no bank fees... Brilliant app, great customer service, no bank fees for business, just awesome. Reviewed on: 20th August 2026
Clint Hammond's avatar
Clint Hammond

Latest lowest rating:

1

Lost my money. Couldn't tell me how. Mettle lost £5k of my money in their system, and despite me giving them all of the relevant tracking numbers and instruction ID, they could not tell m... Read more Reviewed on: 11th September 2026
Jacob Clapson's avatar
Jacob Clapson

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

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Mettle by NatWest Business banking reviews (4593)

Great service

5
Never any issues, great service, easy to use nad super reliable. Reviewed on: 17th April 2026

Needed a business account that wasn’t charging over...

5
Needed a business account that wasn’t charging over the odds. This is perfect does everything I need and more. The FreeAgent integration is also a god send Reviewed on: 17th April 2026

Best business bank for SME , its everything that a b...

5
Best business bank for SME , its everything that a business needs to grow and prosper. Reviewed on: 17th April 2026

Perfect Business Banking

5
It is so refreshing to find a business bank that doesn't charge an arm and a leg to use. Brilliant mobile app does what it needs to. Reviewed on: 17th April 2026

good and good

4
good all around. im just writing to fulfil character requirements now. Reviewed on: 17th April 2026

Efficient and user friendly platform

5
Efficient and user friendly platform Reviewed on: 17th April 2026

The app works very well and it is very intuitive.

5
The app works very well and it is very intuitive. There is no cost associated with opening and keeping the bank account with them. Via the app you can easily control the spending and manage the incoming and outgoing payment, categorise them and stay on top of everything. Furthermore they offer you as standard, the use of freeAgent. In essence, Mettle is free and it helps you to save money at the end of the year as you do not need an accountant! It is a great bank, a great bank and I am loving it. Have I also mentioned that through the app you can create personalised invoices and send them directly? Everything you need is there! Reviewed on: 17th April 2026

The app is amazing.

5
The app is amazing. So easy to use and as a sole trader, it's brilliant and very easy to send invoices, create pots and transfer funds. Reviewed on: 17th April 2026

Brilliant bank,it's like having an accountant that k...

5
Brilliant bank,it's like having an accountant that keeps track of everything with their free agent app,and everything is for free Reviewed on: 17th April 2026

Bookkeeper recommended!

5
I am a bookkeeper and use mettle for my own business and love it. I have also recommended it to many clients who have also given great feedback. I love that I can set a percentage of income to go straight into my pots and also that you can get FreeAgent for free along with the mettle account which is also free. Big fan here! Reviewed on: 17th April 2026

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