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Mettle by NatWest: Business Banking reviews

4.92
Based on 4,141 reviews, last reviewed 8th Apr 2026
179400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Mettle me do, Straight forward business banking. Reviewed on: 8th April 2026
Andrew's avatar
Andrew

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
Aiza A's avatar
Aiza A

About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle by NatWest Business Banking reviews (4141)

Fantastic to use and easy , great for my new...

5
Fantastic to use and easy , great for my new business Reviewed on: 10th April 2025

Very easy to setup, very clear step by step guidance...

5
Very easy to setup, very clear step by step guidance throughout. If you have an issue the customer service is brilliant. Very quick to respond even for a silly question. I have been able to complete and send invoices to my customers. When receiving payments it’s easy. To assign payment to invoices. Great integration with my FreeAgent software , getting prepared for completing digital tax at my year end. All in all cannot fault the service of the extra accounting software. Customer service brilliant 10/10 Reviewed on: 10th April 2025

Great for a small businesses the app is great

5
Great for a small businesses the app is very simple to use, the live chat is great.It also has a options for invoice to share and being able to pair them up with Transaction. Reviewed on: 10th April 2025

So far I am pleased to have switched to Metal.

5
So far I am pleased to have switched to Metal. However I recall there not being a function for international payments. Reviewed on: 10th April 2025

App easy to use

5
I enjoy using the app which is easy to use. Reviewed on: 10th April 2025

Easy set up from start to finish.

5
Easy set up from start to finish. No problems with registering my business and quick delivery. Thank you for getting me up and running quickly. Reviewed on: 10th April 2025

Very happy with the ease of set up and...

5
Very happy with the ease of set up and use Reviewed on: 10th April 2025

Haven’t had any issues.

5
Haven’t had any issues. But one thing I really do like is that you can use FreeAgent as part of the account that is very useful to have. Also the able to take pictures of receipts helps allot. Reviewed on: 10th April 2025

A MASSIVE improvement on. Co-operative Business Banking

5
I moved to Mettle from a Co-operative Business account and it's been a transformational experience. The app works like a dream and the seamless integration with FreeAgent has made life so much easier. And no monthly charges either! Reviewed on: 10th April 2025

It just works

4
It's been a relatively uneventful experience which Is how it should be. Things just work. Have not really had any reasons to contact anyone. The app is good and easy to use. Reviewed on: 10th April 2025

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