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Mettle: Business Banking reviews

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4.90
Based on 2,242 reviews, last reviewed 30th Jun 2025
100% decrease in 5 star reviews
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Latest highest rating:

5

still recommending mettle to colleagues after 2 years very easy to use the app, and when I've experienced an issue (such as trying to pay for parking and it not working with my mettle card) I've received ... Read more Reviewed on: 30th June 2025
Emily H's avatar
Emily H

Latest lowest rating:

1

Terrible from the start, and it continued... Terrible from the start. Promised a 2-3 day onboarding but no... it took about 8 days, which felt like they could have been more open and upfront from... Read more Reviewed on: 22nd April 2025
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Dremly
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About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle Business Banking reviews (2242)

Great for my small business

5
Very easy to set up, simple to use and great extras such as Freeagent. Perfect for my small business Reviewed on: 18th March 2025
Shell's avatar
Shell

Excellent service and easy to use.

5
Excellent service and easy to use. Never had any problems with this bank. Reviewed on: 18th March 2025
Chris T's avatar
Chris T

Recommend

5
Super user friendly and easy to navigate Reviewed on: 18th March 2025
Shelli 's avatar
Shelli

Mettle is the foundation of a new business!

5
Mettle is the foundation of a new business! I set up in 2024 and wanted to do things right from the get go, its hard setting up, hard getting approved for things and getting trust sole trader or ltd. Mettle was fantastic, customer service guided me and got me going, not only that the app and the functions itself are fantastic, the perk of having FreeAgent is literally the best thing, gives you a break from you having to pay and set up another service during the sluggish first year. Few months in and I am on the go and getting income, and solely because of how Mettle have been, will be why I stay with them going forward. The integrations to all major platforms is another great feature. Could not recommend enough. Reviewed on: 18th March 2025
T Rigby's avatar
T Rigby

I would totally recommend

5
I’ve been using Mettle for my business, and it’s been a great experience so far. It’s a free, app-based business account backed by NatWest, making it a solid choice for freelancers and small business owners like me…….. The setup process was quick and easy, and I love how it integrates with accounting tools like Xero and FreeAgent. Some of the standout features include simple invoicing, expense tracking, and a clean, user-friendly app. Plus, no monthly fees mean I can manage my business finances without unnecessary costs. The debit card is also handy for everyday spending……. Overall, if you’re looking for a straightforward, fee-free way to manage your business finances, Mettle is definitely worth considering! Reviewed on: 18th March 2025
Emmanuel O's avatar
Emmanuel O

Great business banking for sole traders especially w...

4
Great business banking for sole traders especially with the Free agent connectivity. No facility to accept international payments though. Reviewed on: 18th March 2025
JW's avatar
JW

As someone that very new to being self employed mett...

5
As someone that very new to being self employed mettle has been super easy to manage my finances Reviewed on: 18th March 2025
Fois A's avatar
Fois A

Market leading easy to use app.

5
AMAZING!! - Easy to use app, full functionality and free business banking for small businesses to me is market leading. The way you can integrate to Free Agent and categorise payments immediately is a game changer. Reviewed on: 18th March 2025
Craig E's avatar
Craig E

I have nothing but praise for Mettle!

5
I have opened my Mettle bank account during Covid. No other highstreet bank was accepting new sole traders and when I found out about Mettle, it only took minutes to open my account and my business was born! I have banked with Mettle since 2020 now and have noting but praise: Everything works, everything is easy, and whenever I have a question via the chat, I get a helpful answer on the same day that resolves my issues. I love that I get a complementary FreeAgent account with Mettle and can therefore handle my digital tax. Really great bank! Reviewed on: 18th March 2025
Anja's avatar
Anja

Great reliable service with a good app.

5
Great reliable service with a good app. Love the fact it links to the FreeAgent software making accountancy easy. Reviewed on: 18th March 2025
Rich S's avatar
Rich S

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