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Mettle by NatWest: Business Banking reviews

View other Mettle by NatWest products
4.92
Based on 4,078 reviews, last reviewed 5th Apr 2026
173400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I’m reasonably new to Mettle, however I like the way... I’m reasonably new to Mettle, however I like the way the app works and the response time you get when writing a message. Reviewed on: 5th April 2026
Andrew J's avatar
Andrew J

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
Aiza A's avatar
Aiza A
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About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4078)

Great little app for snall businesses

5
Love the functionality of invoicing and filing Reviewed on: 10th April 2025
Laura s's avatar
Laura s

Clear, concise banking that is easy to understand

5
Clear, concise banking that is easy to understand and use. Reviewed on: 10th April 2025
Windmill's avatar
Windmill

Seamless, Smart, and Super Convenient!

5
I've been using this online bank for an year now, and I couldn’t be happier! The app is incredibly user-friendly, transfers are lightning-fast, and I love being able to manage everything from my phone. Customer service has been responsive and genuinely helpful whenever I had a question. No hidden fees, clear communication, and modern features that actually make banking enjoyable. Highly recommend to anyone looking to go fully digital! Reviewed on: 10th April 2025
Royal Wall Whispers Team's avatar
Royal Wall Whispers Team

Mettle Review - Excellent..

5
Excellent value for money and Help functions - they always provide the required information in good time. Reviewed on: 10th April 2025
Ann S's avatar
Ann S

I switched from Monzo to Mettle to help out with man...

5
I switched from Monzo to Mettle to help out with managing my company's expenses, because of the easy integration with FreeAgent. Mettle were slow to open my account at first honestly, but after it opened everything was so quick and well-done! My card came very quickly after my account was opened, and it was easier to set up and manage payments. Reviewed on: 10th April 2025
Thomas's avatar
Thomas

Could not ask for more.

5
When im banking for my business I need a reliable bank to be there 100% of the time. With my previous bank this did not happen. Their product is amazing and simple to use. The seamless integration with Freeagent is very easy to set up and use. Reviewed on: 10th April 2025
Stephen W's avatar
Stephen W

Dead easy to use and very efficient.

5
Dead easy to use and very efficient. Reviewed on: 10th April 2025
James A's avatar
James A

Great for business!

5
Great for business! Really helpful customer services Reviewed on: 10th April 2025
Billie U's avatar
Billie U

Recommended by my accountant.

5
Recommended by my accountant. Honestly glad I took his advice. Made recording my accounts the easiest thing in the world. Reviewed on: 10th April 2025
Edward F's avatar
Edward F

A winning combo plus I get 20% discounted insurance...

5
It is so much easier than what we used to have to do before APP-based banking. Once the account was up and running, I must say this is one of the easiest banking systems I have ever used, with some great additional features such as saving Pots for TAX etc. What pulled me to Mettle was their partnership with FreeAgent, a magic duo. I've used FreeAgent for 15 years, and having this provided as part of the Mettle offering is amazing. The Custer value they have created is significant. As a FreeAgent user I also get 20% discounted rates from Hiscox Business Insurance, just perfect for my business. Reviewed on: 10th April 2025
Rod W's avatar
Rod W

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