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Mettle: Business Banking reviews

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4.90
Based on 2,245 reviews, last reviewed 9th Nov 2025
40% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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6%
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Latest highest rating:

5

A pleasure , works efficiently and effectively A pleasure , works efficiently and effectively Reviewed on: 9th November 2025
thomas h's avatar
thomas h

Latest lowest rating:

1

Terrible from the start, and it continued... Terrible from the start. Promised a 2-3 day onboarding but no... it took about 8 days, which felt like they could have been more open and upfront from... Read more Reviewed on: 22nd April 2025
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Dremly
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About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle Business Banking reviews (2245)

A Seamless and Efficient Business Banking Experience

5
I recently started using Mettle, and I must say, it has been an outstanding experience. From the smooth onboarding process to the intuitive app interface, everything about Mettle is designed to make business banking simple and efficient. One of the standout features is how easy it is to set up and manage finances. The app provides clear insights into transactions, categorizes spending, and even allows easy invoicing—all in one place. The integration with accounting software like Xero and FreeAgent is seamless, saving me a lot of time on financial admin. Customer support is another highlight. Whenever I had a query, the response was quick and genuinely helpful. Unlike traditional banks, where support can feel impersonal and slow, Mettle’s team is responsive and knowledgeable. Another great aspect is the lack of monthly fees. For a free business banking service, Mettle offers an impressive range of features that rival paid options. The ability to create and send invoices directly from the app is particularly useful, and instant payment notifications help me keep track of cash flow in real time. Overall, Mettle has exceeded my expectations. It’s a fantastic solution for freelancers, sole traders, and small businesses looking for a hassle-free, modern banking experience. I would highly recommend it to anyone in need of a reliable and efficient business account. Reviewed on: 18th March 2025
Bilal M's avatar
Bilal M

Smooth, Straightforward Banking for My Small Business

5
I’ve been using Mettle for a few months now to manage my business finances, and it’s been a refreshing change from traditional banks. The app’s interface is clear and easy to navigate, which makes tasks like tracking expenses and creating invoices feel effortless. I also appreciate that there are no monthly fees, definitely a plus when you’re trying to keep overhead low. Any time I’ve had a question, the customer support team has been quick to respond and really helpful. Overall, I’m really happy with Mettle and would recommend it to other small business owners looking for a modern banking solution. Reviewed on: 18th March 2025
Daniel Silva's avatar
Daniel Silva

Really happy with my Mettle account

5
I carried out lots of research when it came to opening my first business bank account. Mettle stood out for me in lots of ways. Opening the account was straight-forward with an easy to follow process. The web portal and app are easy to use and I love having the notifications of payments made and received. Being able to set up a 'Tax Pot' with a percentage of my invoice payments allocated to it is really useful . Another bonus is having FreeAgent included when I opened the account, and it was free! A really useful tool to have for accounting purposes and I can keep on track of payments, add receipts etc. Very happy with my business account with Mettle. Reviewed on: 17th March 2025
Sarah S's avatar
Sarah S

A very impressive banking experience super service v...

5
A very impressive banking experience super service very efficiently delivered will certainly use Mettle again thank you Reviewed on: 17th March 2025
chris's avatar
chris

Mettle: The Banking Game-Changer I Didn’t Know I Needed

5
As a Sole Trader, running a small business means wearing multiple hats - marketer, accountant, admin, and sometimes even IT support (usually when something inevitably stops working five minutes before a deadline). So, when it came to choosing a business bank account, I needed something that wouldn’t add to my workload but would actually lighten it. Enter Mettle, a breath of fresh air in the world of business banking. • Why Mettle? After hours (and I mean hours) of researching the best business bank accounts in the UK, Mettle came out on top. No monthly fees, seamless integration with my accounting software, and glowing reviews - it was a no-brainer. But using it? That’s when I really saw the magic happen. ⁂ • Time is Money, and Mettle Saves Me Both With Mettle, I can upload receipts, send invoices, and track my finances - all from their intuitive app. That means less time buried in admin and more time growing my business. And let’s talk about cost savings: no hefty service fees eating into my profits? Yes, please! • Effortless, Stress-Free Banking The user-friendly app makes everything ridiculously simple. No clunky interfaces, no hidden charges, just straightforward, hassle-free banking that lets me focus on what actually matters. » Verdict? Over the Moon! Mettle isn’t just a bank account; it’s a business essential. If you’re a UK small business owner looking for a cost-effective, easy-to-use, and efficient banking solution, look no further. I’ve never been this excited about a bank before (which, let’s be honest, is saying something). Reviewed on: 17th March 2025
Charlotte K's avatar
Charlotte K

Mettle: Intuitive Banking with a FreeAgent Bonus!

5
I’ve been using Mettle as my business bank for a little while now, and I can’t recommend it enough—5 stars all the way! The app is incredibly intuitive, making it a breeze to manage everything I need for my business banking. From checking balances to handling transactions, it’s all straightforward and user-friendly. What really sets Mettle apart, though, is the free access to FreeAgent accounting software. The integration between Mettle and FreeAgent is seamless, saving me so much time and hassle when it comes to keeping my books in order. It’s a fantastic bonus that adds real value. If you’re looking for a smart, efficient banking solution for your business, Mettle is the way to go! Reviewed on: 17th March 2025
Robert C's avatar
Robert C

A supportive and quiet provider

5
A supportive and quiet provider - which as a start up business is very welcome as everyone has an opinion, offers help but doesn't really follow through! We just need quiet support sometimes. Knowing my bank is there if I need them, but leaving me to focus is so important. Reviewed on: 17th March 2025
Laura B's avatar
Laura B

Seamless app, completely free for all my needs.

5
Seamless app, completely free for all my needs. Reviewed on: 22nd February 2025
Emily s's avatar
Emily s

Mettle is free and so easy to use!

5
Mettle is free and so easy to use! Reviewed on: 16th February 2025
Ben B's avatar
Ben B

Amazing business bank account.

5
Amazing business bank account. The app is great and customer service is excellent. Reviewed on: 16th February 2025
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Lidia

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