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Mettle: Business Banking reviews

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4.90
Based on 2,245 reviews, last reviewed 9th Nov 2025
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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See only 4 star reviews
6%
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Latest highest rating:

5

A pleasure , works efficiently and effectively A pleasure , works efficiently and effectively Reviewed on: 9th November 2025
thomas h's avatar
thomas h

Latest lowest rating:

1

Terrible from the start, and it continued... Terrible from the start. Promised a 2-3 day onboarding but no... it took about 8 days, which felt like they could have been more open and upfront from... Read more Reviewed on: 22nd April 2025
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Dremly
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About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle Business Banking reviews (2245)

Really easy to use and it’s free!

5
Really easy to use and it’s free! Reviewed on: 14th February 2025
Ben A's avatar
Ben A

Awesome app and customer service as well as tons of...

5
Awesome app and customer service as well as tons of banking features really easy to use Reviewed on: 14th February 2025
Jacks's avatar
Jacks

Closing everyone’s account but not signed up to the...

1
Closing everyone’s account but not signed up to the switching service, won’t give you a list of payees, complaints team don’t bother to read Reviewed on: 9th October 2024
Debbie c's avatar
Debbie c
Reply from Mettle Hi there, Thanks for sharing your feedback. We’re sorry to hear that you’ve had issues with your Mettle account and with the switching process. We’re asking customers to switch to our new bank account so that we can provide them with new features and products that we hope will make managing their business finances easier in the future. These features include savings pots, a tax estimate and timeline, and FSCS protection, with more to come. We’re aiming to make the process as seamless as possible, but we’re aware that some of the steps required may be less than ideal. We think that although the short-term process takes a bit of time, the long-term benefits we’ll be able to provide our customers makes it worth it. If you’d like to speak to us about any of the issues you’ve had with your account or the switching process, please drop us a message in-app and one of our support team will be happy to help. Response date: 9th October 2024
Mettle logo
Mettle

been using this account for around a year now for my...

5
been using this account for around a year now for my online shop, and it's the best I've ever used and free unlike other business account out there. great app to , create invoice , all the usual stuff but absolutely free. If anyone is wanting to try it open an account and enter co de G4KQM in the app make a transaction of any amount and you will be rewarded with £50 what's not to like , you wont look back after using this account Reviewed on: 28th May 2024
Sam Dawson's avatar
Sam Dawson

Finally found the best business account

5
I’ve tried several business bank accounts and Mettle are by far the best. Everything is seamless but the game changer is their tie in with a Free Agent which is the best accounting software for a small limited company like mine. Reviewed on: 12th April 2024
Colin M's avatar
Colin M

I was using another bank for my business services bu...

5
I was using another bank for my business services but unfortunately it was really hard to conduct my banking but with Mettle everything is much easier. Reviewed on: 12th April 2024
Ulfet S's avatar
Ulfet S

Chose Mettle as a sole trader

5
Chose Mettle as a sole trader because of easy online and app use. Getting to a bank branch is not possible or easy from where I live.i can deposit cash via my post office too. Reviewed on: 15th February 2024
AndyKnillArt's avatar
AndyKnillArt

Great onboarding help with tax and free!

5
Great onboarding help with tax and free! Reviewed on: 30th January 2024
Tomade's avatar
Tomade

No communication at all,nobody knows nothing,all pay...

1
No communication at all,nobody knows nothing,all payments tryed to made declined,i couldn.t receive payments,i can.t withdraw money,i can.t transfer money,and the problem is stll ungixed,it is the 3rd day fighting with them and asking them to solve it as i am left without any money because of them.Do not even think to do banking with them Reviewed on: 19th January 2024
Florina B's avatar
Florina B

Unable to pay staff, bills or withdraw money for over a week!

1
I tried to make a withdrawal at a cash machine, which was declined. When I contacted support it took them 14 days to rectify. I then went on holiday and the issue happened again, leaving me unable to pay staff wages the week before Christmas. I reported this to support and as I speak, the issue has not been fixed after 7 days AND their support responce is "we will notify you once thisnis resolved." I cannot withdraw or transfer my own money! If you need a business account go elsewhere, mettle will kill a small business before its had chance to grow by stangling its cash access. Reviewed on: 20th December 2023
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Steve Mullen

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