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Mettle by NatWest: Business banking reviews

4.82
Based on 4,591 reviews, last reviewed 21st Jun 2026
30% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Exceeded expectations: super user friendly. I have recommended Mettle because my experience has been so positive on all levels. Reviewed on: 21st June 2026
Juno's avatar
Juno

Latest lowest rating:

1

Mettle has been a good business bank for me to... Mettle has been a good business bank for me to use Reviewed on: 8th May 2026
Gavin 's avatar
Gavin

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

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Mettle by NatWest Business banking reviews (4591)

Recommend Mettle to all sole traders!

5
Setting myself up as a sole trader wasa confusing process to really understand details about tax, VAT and IR35. The service includes articles and tools that give you everything you need to keep on track and up to date with everything you need to do.The app itself is great to make sure you know exactly what's happening with your earnings, how much tax you have paid etc. Reviewed on: 9th May 2025

Very simple and easy to navigate

5
Have had no issues so far, easy to use and very helpful being able to save all your receipts alongside the payment made. Which has really made it easy for me especially as someone who is first time business owner and is learning the ropes as I go along. Reviewed on: 4th May 2025

Highly recommended!

5
I opened an account with Mettle when I started my business just four years ago. I have found them to be efficient, helpful and I love the app, it is easy to create 'pots' for tax and other saving goals and generally easy and accessible to use, the chat function is also particularly useful. I would be hard pushed to use another bank. Reviewed on: 1st May 2025

Very nice and very easy.

5
Very nice and very easy. Super service and very easy control and free Reviewed on: 26th April 2025

New business accounting made easy

5
I find having this account as a new business has been really useful, I can split my money into pots to help me manage where my money is going, and use the app to keep track of all incoming and outgoings. Reviewed on: 25th April 2025

Good app and integrations, interest rate low

4
It's good and an easy to use app, plus the integration with free agent is brilliant. The interest rate could be a lot better. Reviewed on: 25th April 2025

Highly recommend!! Accounting/management made simple!

5
I moved to Mettle after having another e-money account, and it really couldn't be any easier to use! It is simple and easy to transact - and there is even a savings pot feature, there is no nonsense and the freeagent connection means our accounts are done quickly and easily! Would highly recommend to anyone starting a new business! Reviewed on: 25th April 2025

Simple app that does everything I need, amazing cust...

5
Simple app that does everything I need, amazing customer service! Reviewed on: 23rd April 2025

Great bank for small business accounts.

5
Great bank for small business accounts. Easy to use and you get FreeAgent app free Reviewed on: 23rd April 2025

Been with mettle for over 3 years.

4
Been with mettle for over 3 years. Really enjoy the functionality the app provides for categorizing payments, separating funds into pots and day to day banking. Reviewed on: 22nd April 2025

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