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Mettle by NatWest: Business Banking reviews

4.92
Based on 4,262 reviews, last reviewed 9th Apr 2026
191100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Really pleased with mettle the app is easy, I get to... Really pleased with mettle the app is easy, I get to use Free Agent too ready for MTD. All good. Reviewed on: 9th April 2026
Cil 's avatar
Cil

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
Aiza A's avatar
Aiza A

About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4262)

Excellent customer service

5
Every time I have had a issue they have been quick to respond and help even got locked out my account but they made it easy to reactivate it all Reviewed on: 20th March 2025

Excellent business bank account!

5
Excellent business bank account! Easy to navigate on your phone, swift attention to issues or problems should they arise, online chat facility, just a great all round account which when you are running your own business is paramount! Reviewed on: 20th March 2025

Very good service and ideal for my small business

5
Very good service and ideal for my small business Reviewed on: 20th March 2025

It’s so easy and helpful, could not fault it

4
It’s so easy and helpful, could not fault it Reviewed on: 20th March 2025

No ordinary online bank.

5
Always there when and if there is an issue or question. Responsive and reliable. Reviewed on: 20th March 2025

Helping us focus on growing our company

5
It’s incredible! It’s really helped our company grow, the whole system is so easy to use. Reviewed on: 20th March 2025

Mettle is just what I need.

5
Mettle is just what I need. They are very helpful with queries. The app is easy to use. It just seems perfect. Reviewed on: 20th March 2025

Great online banking.

5
Great online banking. Easy to use. FreeAgent is an added free bonus. Great facility to move money into pots to protect money set aside for things like tax and savings. Interrest on money is a great bonus. Fantastic job. Keep up the good work Reviewed on: 20th March 2025

Mettle is the best free business bank!

5
Mettle is the best free business bank that is currently available in the UK. The App is very easy to use. The ability to make accounting software connection is very useful when submitting VAT to HMRC for example. Reviewed on: 20th March 2025

Excellent bank account for my small business.

5
Excellent bank account for my small business. No monthly charges, helpful customer support and free access to Freeagent accounting software Reviewed on: 20th March 2025

Review Mettle by NatWest: Business Banking now

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