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Mettle by NatWest: Business banking reviews

4.82
Based on 4,591 reviews, last reviewed 21st Jun 2026
30% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Exceeded expectations: super user friendly. I have recommended Mettle because my experience has been so positive on all levels. Reviewed on: 21st June 2026
Juno's avatar
Juno

Latest lowest rating:

1

Mettle has been a good business bank for me to... Mettle has been a good business bank for me to use Reviewed on: 8th May 2026
Gavin 's avatar
Gavin

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

Review Mettle by NatWest: Business banking now

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Mettle by NatWest Business banking reviews (4591)

Love the app especially the..

4
Love the app especially…….the pots as as can keep an eye on percentage of sales. I also have a percentage fee on sales so having this put aside ready for the invoices give a better overview of cash flow. The free agent link is brilliant for seemless accounting too! The image upload is a bit slow and clunky but ok! Reviewed on: 19th March 2025

Mettle: A Must for New Business Owners

5
Mettle makes it incredibly easy for new business owners to manage their finances effectively. The platform simplifies the process by categorizing and organizing transactions, ensuring that everything stays on track. One of the standout features is the inclusion of FreeAgent, which handles the financial side of running a business seamlessly. The app itself is user-friendly, making it a fantastic choice for self-employed individuals who need a reliable and intuitive solution to stay on top of their business finances. Highly recommended for anyone looking to streamline their financial management! Reviewed on: 19th March 2025

Mettle is an easy-to-use business bank account

5
Mettle is an easy-to-use business bank account that allows me to keep track of and categorise my work transactions. I love the money pots that I can set to automatically set aside a portion of my earnings, helping me keep money for tax and NI payments separate from my take-home pay Reviewed on: 19th March 2025

Amazing support and easy to signip

5
I had to reach out for help on my account the support staff were amazing Reviewed on: 19th March 2025

Easy peasy

5
App is easy to use and never had any problems. Would recommend. Reviewed on: 19th March 2025

Excellent service and easy to use.

5
Excellent service and easy to use. I would highly recommend Reviewed on: 19th March 2025

Excellent app and money management

5
Easy to apply for and the app is great for categorising your sales purchases invoices etc. Already book keeping is sorted for you Reviewed on: 19th March 2025

App is easy to set up and use .

5
App is easy to set up and use .I like the fact that it connect to the HMRC approve filling app. Reviewed on: 19th March 2025

Very easy to use app and easy to use transfers...

4
Very easy to use app and easy to use transfers etc Reviewed on: 19th March 2025

So far I've really enjoyed the experience with Mettle.

4
So far I've really enjoyed the experience with Mettle. I've not had any issues and it was easy to set up (unlike some other banks I won't mention s***ling!) I'm not an app person and am always reluctant to use one, however it is simple and I really like how you can filter income/expenses. That there are no hidden charges for things like adding receipts or labeling (unlike some others re***t). One thing I would LOVE is a foreign currency capability. In today's climate most of us purchase at least one or two subscriptions for our business in USD and go on business trips that have to use EUR that these can't come out of this account is frustrating .... however ... I was very excited to receive an email recently asking questions about those requirements - so am hopeful that soon I'll be able to have all my business banking in one place - yippie! Reviewed on: 19th March 2025

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