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Mettle by NatWest: Business Banking reviews

4.93
Based on 4,579 reviews, last reviewed 1st May 2026
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Latest highest rating:

5

Mettle does everything I want... Mettle does everything I want my business bank account to do. From automated transfers to my pots whenever I receive a payment to the simplicity of th... Read more Reviewed on: 1st May 2026
Lisa A's avatar
Lisa A

Latest lowest rating:

1

Constantly Threatened. Totally Unreliable. Bombarded by intrusive and illegal questions. I am constantly asked to provide them copies of my invoices to justify payments going into the account o... Read more Reviewed on: 21st April 2026
Gavin Renwick's avatar
Gavin Renwick

About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle by NatWest Business Banking reviews (4579)

Easy to use.

5
Easy to use. Easily the best banking app for small businesses like mine. Reviewed on: 10th April 2026

The app is nice and easy to access and use.

5
The app is nice and easy to access and use. Reviewed on: 10th April 2026

Best Banking services

5
Easy app and banking services to use from start till now (about 3 years now), easy to navigate, and very grateful for the free connection to Freeagent services. I have never had a problem with Mettle. Reviewed on: 10th April 2026

Great bank and I like the free FreeAgent

5
Great bank and I like the free FreeAgent Reviewed on: 10th April 2026

Excellent first business ac Mettle.

5
my experience with Mettle w.r.t my small business is ex Ellen. the way team supported from A C Opening to Ac Security and supporting in filing tax return and fair charges for any trabsction which are chargeable. Reviewed on: 10th April 2026

A brilliant account for managing my small business i...

5
A brilliant account for managing my small business income and outgoings. No fees! Great user interface on the app and fabulous customer service. I recommend this account countless times a day to small business owners because I love it. It has made becoming self employed much easier and less stressful because I know my money is being managed accurately. Brilliant that it has access to FreeAgent for tax return info and the ability to add receipts and categorise payments. 100% the best business account currently on the market. Reviewed on: 10th April 2026

Solid banking app, easy to use.

5
Solid banking app, easy to use. Responsive and knowledgeable support when needed. I use the bucket features a lot which makes managing money easier Reviewed on: 10th April 2026

Positive experience with Mettle

5
My account was easy and quick to set up with the correct documentation. I get regular updates on my finances and can access statements easily. The app is easy to navigate. The idea of free accountancy software is a brilliant idea for when I'm in a position to use it. Reviewed on: 10th April 2026

No brainer for accountancy practices and clients

5
I have been enjoying the use of Mettle for several years now and have convinced clients to switch to make life easier for all of us. I run a bookkeeping practice and I can get bank feeds into FreeAgent, which is also free to us Mettlers. Reviewed on: 10th April 2026

Since using Mettle, I have effectively been able to...

5
Since using Mettle, I have effectively been able to set aside money automatically for tax. This has been a massive help for me as a small business. I also have other pots set up and set aside 20% of my income every month. Reviewed on: 10th April 2026

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