Smart Money People Logo

Mettle by NatWest: Business Banking reviews

4.93
Based on 4,579 reviews, last reviewed 1st May 2026
933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Mettle does everything I want... Mettle does everything I want my business bank account to do. From automated transfers to my pots whenever I receive a payment to the simplicity of th... Read more Reviewed on: 1st May 2026
Lisa A's avatar
Lisa A

Latest lowest rating:

1

Constantly Threatened. Totally Unreliable. Bombarded by intrusive and illegal questions. I am constantly asked to provide them copies of my invoices to justify payments going into the account o... Read more Reviewed on: 21st April 2026
Gavin Renwick's avatar
Gavin Renwick

About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

Review Mettle by NatWest: Business Banking now

Help others make smarter decisions by sharing your own experience. Write a review

Mettle by NatWest Business Banking reviews (4579)

excellent business bank account - highly recommend

5
Mettle is excellent - easy to use and great all round a great business bank account. Uploading receipts is quick and categorisation simple. Saving pots makes it easy to keep tax and vat saved ready for when needed. Highly recommend it. Reviewed on: 9th April 2026

Excellent bank very secure very easy to use very hap...

5
Excellent bank very secure very easy to use very happy with the bank services Reviewed on: 9th April 2026

Free agent software

5
Works well with free agent .Easy to use. Reviewed on: 9th April 2026

Mettle keeps it simple.

5
Mettle keeps it simple. I love my Mettle account as its so easy to manage with my app. No monthly fees. Transactions can be easily categorised to make tax returns less complicated. The free access to the Free Agent app is definietly a fantastic added bonus. I would highly recommend anyone who is looking for a business account. Reviewed on: 9th April 2026

Love Mettle

5
Love Mettle, Easy to use, easy to move money into pots and back again on a percentage or monetary amount. Statements easy to download and email. Response time for help quick and always supported fully. No fees too is fantastic. I always recommend Mettle to friends. Reviewed on: 9th April 2026

Really user friendly app

5
Really user friendly app and I feel like they're interested in helping my business Reviewed on: 9th April 2026

App only bank backed by a strong bank

5
App only bank but gives the confidence as it backed by NatWest. It’s a no frills bank account and does not have too many features like other fintechs but has the necessary features Reviewed on: 9th April 2026

Brilliant customer service!

5
If I've ever had a problem the customer service has always been helpful and responds quickly Reviewed on: 9th April 2026

Accessible and very easy to use.

5
Accessible and very easy to use. The pots for saving verious money for my business needs makes a lot of sense and has been very useful. Reviewed on: 9th April 2026

Brilliant banking app!

5
Brilliant banking app and superb help should you need support. Highly recommend. Reviewed on: 9th April 2026

Review Mettle by NatWest: Business Banking now

Help others make smarter decisions by sharing your own experience. Write a review