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Mettle: Business Banking reviews

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4.91
Based on 3,588 reviews, last reviewed 21st Mar 2026
126400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
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1%

Latest highest rating:

5

Easy to use app, simplified interface. Easy to use app, simplified interface. Use of FreeAgent is indispensable Reviewed on: 21st March 2026
L Simon's avatar
L Simon

Latest lowest rating:

2

Not very good for transferring funds to other accoun... Not very good for transferring funds to other accounts and for adding info to other accounts Reviewed on: 18th February 2026
Clifford M's avatar
Clifford M
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About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle Business Banking reviews (3588)

I would totally recommend

5
I’ve been using Mettle for my business, and it’s been a great experience so far. It’s a free, app-based business account backed by NatWest, making it a solid choice for freelancers and small business owners like me…….. The setup process was quick and easy, and I love how it integrates with accounting tools like Xero and FreeAgent. Some of the standout features include simple invoicing, expense tracking, and a clean, user-friendly app. Plus, no monthly fees mean I can manage my business finances without unnecessary costs. The debit card is also handy for everyday spending……. Overall, if you’re looking for a straightforward, fee-free way to manage your business finances, Mettle is definitely worth considering! Reviewed on: 18th March 2025
Emmanuel O's avatar
Emmanuel O

Great business banking for sole traders especially w...

4
Great business banking for sole traders especially with the Free agent connectivity. No facility to accept international payments though. Reviewed on: 18th March 2025
JW's avatar
JW

As someone that very new to being self employed mett...

5
As someone that very new to being self employed mettle has been super easy to manage my finances Reviewed on: 18th March 2025
Fois A's avatar
Fois A

Market leading easy to use app.

5
AMAZING!! - Easy to use app, full functionality and free business banking for small businesses to me is market leading. The way you can integrate to Free Agent and categorise payments immediately is a game changer. Reviewed on: 18th March 2025
Craig E's avatar
Craig E

I have nothing but praise for Mettle!

5
I have opened my Mettle bank account during Covid. No other highstreet bank was accepting new sole traders and when I found out about Mettle, it only took minutes to open my account and my business was born! I have banked with Mettle since 2020 now and have noting but praise: Everything works, everything is easy, and whenever I have a question via the chat, I get a helpful answer on the same day that resolves my issues. I love that I get a complementary FreeAgent account with Mettle and can therefore handle my digital tax. Really great bank! Reviewed on: 18th March 2025
Anja's avatar
Anja

Great reliable service with a good app.

5
Great reliable service with a good app. Love the fact it links to the FreeAgent software making accountancy easy. Reviewed on: 18th March 2025
Rich S's avatar
Rich S

Very good

5
Very good easy app to use even if you not very good with technology Reviewed on: 18th March 2025
Daniel Jones's avatar
Daniel Jones

Simple to set up, easy to use.. what's not to love

5
Simple to set up, easy to use and offers great features. Customer service has always been excellent if I have ever had a need to contact them. Love how it partners and integrates with my accounting software too (FeeeAgent). Would definitely recommend and have already been doing just that! Reviewed on: 18th March 2025
Jules 's avatar
Jules

The best bank account for a small business

5
Very easy to use, the best bank account for a small business. Easy to separate the money into several pots and great tax software integration. Best all around Reviewed on: 18th March 2025
Andrea N's avatar
Andrea N

easy banking, no fees, what's not to like

4
easy banking, no fees, what's not to like Reviewed on: 18th March 2025
Erik's avatar
Erik

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