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Mettle by NatWest: Business Banking reviews

View other Mettle by NatWest products
4.93
Based on 4,579 reviews, last reviewed 1st May 2026
916% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Mettle does everything I want... Mettle does everything I want my business bank account to do. From automated transfers to my pots whenever I receive a payment to the simplicity of th... Read more Reviewed on: 1st May 2026
Lisa A's avatar
Lisa A

Latest lowest rating:

1

Constantly Threatened. Totally Unreliable. Bombarded by intrusive and illegal questions. I am constantly asked to provide them copies of my invoices to justify payments going into the account o... Read more Reviewed on: 21st April 2026
Gavin Renwick's avatar
Gavin Renwick
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About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4579)

Great clean App and software package with freeagent...

5
Great clean App and software package with freeagent makes this perfect business tool Reviewed on: 9th April 2026
Paul C's avatar
Paul C

Honest Mettle User Review

5
I've been a Mettle user for around 6 months, moving from Starling. What's great is how clean the interface is, how simple the pots are to set up and manage, and how well it integrates with my accounting software, FreeAgent. I feel much more in control of where my cashflow is, and how my pots are growing. A carefully and considered app and banking experience in a space where that's a rarity. Reviewed on: 9th April 2026
Gareth E's avatar
Gareth E

User friendly, zero fees, free agent accounting soft...

5
User friendly, zero fees, free agent accounting software, interest on your savings pot. Really good value product for small businesses Reviewed on: 9th April 2026
Neil A's avatar
Neil A

Mettle does everything my small business needs to op...

5
Mettle does everything my small business needs to operate. Reviewed on: 9th April 2026
Jeff D's avatar
Jeff D

Does everything a small business needs from a busine...

5
Does everything a small business needs from a business account Reviewed on: 9th April 2026
Nicola C's avatar
Nicola C

Cannot fault the customer services on the couple of...

5
Cannot fault the customer services on the couple of times I have called. Reviewed on: 9th April 2026
Michael B's avatar
Michael B

The app is simple to use and trouble free.

5
The app is simple to use and trouble free. Invoice creation tool is great. Ability to categorise payments in and out is really useful. Reviewed on: 9th April 2026
Steven D's avatar
Steven D

Great service, great bank and cannot fault

5
Great service, great bank and cannot fault Reviewed on: 9th April 2026
Cary Lloyd's avatar
Cary Lloyd

New to business and really rate Mettle

5
I was recommended Mettle by my accountant and I'm really really happy with it. It's super easy to use, links perfectly to my accounting and I can download receipts and all sorts onto it sitting on the sofa in the evening. As someone completely new to running a business, it's been perfect for me and I would genuinely recommend to anyone. Reviewed on: 9th April 2026
Kate H's avatar
Kate H

Great customer service.

5
Great customer service. Any problems or questions get resolved quickly. Reviewed on: 9th April 2026
RK's avatar
RK

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