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Mettle by NatWest: Business banking reviews

4.81
Based on 4,593 reviews, last reviewed 11th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant app, great customer service, no bank fees... Brilliant app, great customer service, no bank fees for business, just awesome. Reviewed on: 20th August 2026
Clint Hammond's avatar
Clint Hammond

Latest lowest rating:

1

Lost my money. Couldn't tell me how. Mettle lost £5k of my money in their system, and despite me giving them all of the relevant tracking numbers and instruction ID, they could not tell m... Read more Reviewed on: 11th September 2026
Jacob Clapson's avatar
Jacob Clapson

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

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Mettle by NatWest Business banking reviews (4593)

App functionality is great

5
App functionality is great - super easy to use Reviewed on: 18th March 2025

The perfect bank for small businesses

5
The perfect bank for small businesses Reviewed on: 18th March 2025

Have been using for a year now have found it the bes...

5
Have been using for a year now have found it the best account for a sole trader with the option of quoting a invoicing from the app it takes a lot of the stress away from using so many different platt Reviewed on: 18th March 2025

A great value modern business account

5
Mettle provides a unique product for freelancers and small businesses where you can essentially have free business banking with an essential feature like invoicing. It’s now also a real bank account with new features coming in regularly so I’m very happy with the value to cost. Also it’s been very reliable, maintenance outages are minimal and the app is very well designed and stable. I’ve used it for the last 3 years and never had any problems so I’m pretty happy with the service. Reviewed on: 18th March 2025

So easy to set up and brilliant for organising savin...

5
So easy to set up and brilliant for organising savings, receipts etc. Reviewed on: 18th March 2025

Great free of fees account for sole traders.

5
Great free of fees account for sole traders. Reviewed on: 18th March 2025

First time, sole trader, Mettle has been great.

4
First time, sole trader, Mettle was recommended by a small business advisor. Great that there are no fees and it can be linked to other apps. Swiftly sorted when my card details were used fraudulently. Auto tax pots is very useful. The free accounting software didn't do what I wanted so I pay elsewhere. Invoicing is basic but useful - would be good to be able to customise presentation and details on invoicing more. Overall a great little free business banking app. I have no inclination to move elsewhere. Reviewed on: 18th March 2025

Great banking app, features and accounting functions.

5
Great banking app, features and accounting functions. Offering takes a lot of hassle out of banking. Reviewed on: 18th March 2025

Very nice service

5
Very nice service, I'm very happy with the bank Reviewed on: 18th March 2025

All the times I was updated about all changes and al...

5
All the times I was updated about all changes and all stuff explained everything all the time Reviewed on: 18th March 2025

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