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Mettle by NatWest: Business banking reviews

4.82
Based on 4,590 reviews, last reviewed 13th Jun 2026
174% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Really helpful product for me as a sole trader Really helpful product for me as a sole trader Reviewed on: 13th June 2026
John L's avatar
John L

Latest lowest rating:

1

Mettle has been a good business bank for me to... Mettle has been a good business bank for me to use Reviewed on: 8th May 2026
Gavin 's avatar
Gavin

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

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Mettle by NatWest Business banking reviews (4590)

A great value modern business account

5
Mettle provides a unique product for freelancers and small businesses where you can essentially have free business banking with an essential feature like invoicing. It’s now also a real bank account with new features coming in regularly so I’m very happy with the value to cost. Also it’s been very reliable, maintenance outages are minimal and the app is very well designed and stable. I’ve used it for the last 3 years and never had any problems so I’m pretty happy with the service. Reviewed on: 18th March 2025

So easy to set up and brilliant for organising savin...

5
So easy to set up and brilliant for organising savings, receipts etc. Reviewed on: 18th March 2025

Great free of fees account for sole traders.

5
Great free of fees account for sole traders. Reviewed on: 18th March 2025

First time, sole trader, Mettle has been great.

4
First time, sole trader, Mettle was recommended by a small business advisor. Great that there are no fees and it can be linked to other apps. Swiftly sorted when my card details were used fraudulently. Auto tax pots is very useful. The free accounting software didn't do what I wanted so I pay elsewhere. Invoicing is basic but useful - would be good to be able to customise presentation and details on invoicing more. Overall a great little free business banking app. I have no inclination to move elsewhere. Reviewed on: 18th March 2025

Great banking app, features and accounting functions.

5
Great banking app, features and accounting functions. Offering takes a lot of hassle out of banking. Reviewed on: 18th March 2025

Very nice service

5
Very nice service, I'm very happy with the bank Reviewed on: 18th March 2025

All the times I was updated about all changes and al...

5
All the times I was updated about all changes and all stuff explained everything all the time Reviewed on: 18th March 2025

Simple, straightforward Business banking within easy...

5
Simple, straightforward business banking within easy grasp of my phone. Particularly useful is the accounting software facility which links directly to the account saving many hours of bookkeeping. Reviewed on: 18th March 2025

Been using the banking app for a couple of years now...

5
Been using the banking app for a couple of years now, way better than HSBC Reviewed on: 18th March 2025

Very helpful if any problems .

5
Very helpful if any problems .easy to use . Being able to set up different pot to help put money aside for paying tax bills . Great that it connects with free agent .would definitely recommend to other businesses Reviewed on: 18th March 2025

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