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Mettle by NatWest: Business Banking reviews

4.93
Based on 4,581 reviews, last reviewed 5th May 2026
448% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Always a spot on banking service Always a spot on banking service Reviewed on: 5th May 2026
SIMON H's avatar
SIMON H

Latest lowest rating:

1

Constantly Threatened. Totally Unreliable. Bombarded by intrusive and illegal questions. I am constantly asked to provide them copies of my invoices to justify payments going into the account o... Read more Reviewed on: 21st April 2026
Gavin Renwick's avatar
Gavin Renwick

About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle by NatWest Business Banking reviews (4581)

I have never needed to use the customer service so I...

5
I have never needed to use the customer service so I can’t comment on their service. The account is simple to use & I love the FreeAgent software that comes with it. Reviewed on: 24th March 2026

Simple to use.

5
Simple to use. I like the invoice element and categories of transactions Reviewed on: 24th March 2026

Fantastic

5
The service provided is truly fantastic, offering excellent value for the investment. It is ideally suited for a startup and possesses the flexibility to expand alongside your growth. The application itself is user friendly and remarkably transparent, presenting a comprehensive array of options and features. Reviewed on: 24th March 2026

Safe and simple

5
The banking app is simple and nicely organised making it easy to navigate. Prompt at answering queries and resolving issues, which I must say were hardly any. They were very quick to avert a fraud and acted very promptly to block my account and send me a new card without any delay. I feel safe banking with Mettle. Reviewed on: 24th March 2026

Easy to use which is what is needed!

5
Easy to use which is what is needed when running a business is complicated enough. Seamless integration with FreeAgent. Reviewed on: 24th March 2026

Very easy to use for a new business owner..

5
Very easy to use for a new business owner - Freeagent being linked makes it easy to keep on track. Reviewed on: 24th March 2026

I don’t think I could ever use another bank

5
Have been using mettle for around 2+yrs and it’s made my business banking so much easier, from logging receipts to seeing insights and it being integrated with FreeAgent, it’s made me feel in control of my business. Reviewed on: 24th March 2026

Supporting self employed

5
So far no issues with the app. Top marks for supplying Freeagent app for free to help us self employed workers Reviewed on: 24th March 2026

Ideal for my small business needs

5
Small business, Mettle has been spot on for my needs (which are very straightforward). Very easy to bank with. Reviewed on: 24th March 2026

Nice & easy

5
Very easy to set up, then the app is great, very simple to use and have just the right features. Reviewed on: 24th March 2026

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