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Mettle by NatWest: Business banking reviews

4.82
Based on 4,593 reviews, last reviewed 11th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Brilliant app, great customer service, no bank fees... Brilliant app, great customer service, no bank fees for business, just awesome. Reviewed on: 20th August 2026
Clint Hammond's avatar
Clint Hammond

Latest lowest rating:

1

Lost my money. Couldn't tell me how. Mettle lost £5k of my money in their system, and despite me giving them all of the relevant tracking numbers and instruction ID, they could not tell m... Read more Reviewed on: 11th September 2026
Jacob Clapson's avatar
Jacob Clapson

About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

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Mettle by NatWest Business banking reviews (4593)

Exceptional banking

5
Exceptional. Helpdesk fantastic and efficient. App is seamless and works great Reviewed on: 24th March 2026

Mettle is arguably the best free business bank for U...

5
Mettle is arguably the best free business bank for UK freelancers purely because of the FreeAgent integration. If you don't need international transfers and live on your smartphone, it’s a no-brainer. Reviewed on: 24th March 2026

Easy to use very clear helpful reminders and very sa...

5
Easy to use very clear helpful reminders and very satisfied Reviewed on: 24th March 2026

Perfect for my sole trader business.

5
Perfect for my sole trader business. Easy to use, and connects with Free Agent which will make the transition to digital accounting seamlessly. Reviewed on: 24th March 2026

Great Service and Products

5
They have provided me with a great service to date, easy to set up and manage my accounts. The link with Freeagent has also been a great asset Reviewed on: 24th March 2026

Simple way to bank

5
Simple to use and seems secure. Love the facility to attach photos of receipts. Reviewed on: 24th March 2026

Highly recommended for small business

5
I love Mettle for my business. It is very simple to use and has all the basic functionalities you would expect (suggested categorisation, an attach as many receipt as needed, multiple pots available to save or ring-fence budgets). It is available as a mobile app and as a web application and feeds nicely into bookkeeping software avoiding duplication of entry. Reviewed on: 24th March 2026

All good very easy to use simple interface thanks

5
All good very easy to use simple interface thanks Reviewed on: 24th March 2026

Accountant recommended!

5
My accountant recommended mettle to me. It has been great as a self employed electrician. Notifications when you get paid, and an option to automatically set money aside for tax. The free agent software that is available is perfect for helping with tax returns too. Reviewed on: 24th March 2026

Great software - easy to use!

5
Great software - easy to use! I use my app each week to calculate my earnings & as newly self employed I find it very user friendly! Reviewed on: 24th March 2026

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