Write a review

Go to business site

Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9289 reviews)

View other Moneybox app products

4.94

Based on 9,289 reviews, last reviewed 27th Apr 2026

51400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a LISA with Moneybox for 3 years now. I’ve had a LISA with Moneybox for 3 years now. User friendly app and lots of guidance on buying your first house. Reviewed on: 27th April 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9289)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Turning My Coffee Runs into a Real Home Deposit

After 18 months with Moneybox’s Lifetime ISA, it’s become my favourite money habit. The round-up feature is genius, every £4.65 lunch or weekly shop quietly sweeps the spare change (35p here, £2 there) straight into my ISA. Those tiny amounts have already added up to over £400 I’d never have saved otherwise. Pair that with my monthly direct debit and I’m maxing my £4k allowance effortlessly. The 25% government bonus still gives me a thrill every tax year – actual free money boosting my first-home deposit. The app’s simple progress graphs keep me motivated without feeling overwhelming. Transferring my old ISA was straightforward, and support has always been quick. Yes, the LISA rules are clear (I checked the penalties upfront), but everything is explained so there are no surprises. Moneybox has turned saving from stressful to genuinely exciting. I check my balance most days because it feels like progress, not sacrifice. If you’re saving for a house or just want to build better habits, this app makes it easy and rewarding. I love it! Reviewed on: 14th April 2026

Using a Lifetime ISA has been incredibly helpful for...

Using a Lifetime ISA has been incredibly helpful for me and my partner as we’ve been saving towards buying our first home. It’s made the whole process feel more achievable and structured, especially with the added government bonus boosting our savings each year. Knowing that our money is working harder for us has been really motivating and has kept us consistent with putting money aside. I’ve genuinely enjoyed using a Lifetime ISA—it’s straightforward, easy to manage, and gives a real sense of progress as the balance grows. For first-time buyers like us, it takes away some of the stress of saving such a large deposit and makes the goal of owning a home feel much more within reach. Overall, it’s been a huge support in our journey, and I’d highly recommend it to anyone looking to get onto the property ladder. Reviewed on: 14th April 2026

The app is so user friendly.

The app is so user friendly. When I had a query I reached out to the team and they were so helpful in answering my questions. Reviewed on: 14th April 2026

Good bank

Moneybox allows a flexible approach to banking, I have a LISA and ISA with them. Transfers and adding or withdrawing are simple. I have recommended them several times. Reviewed on: 14th April 2026

Moneybox has helped me save like no other bank.

Moneybox has helped me save like no other bank. There lifetime ISA is super easy to use. Watching the progress bar go up and up keeps me going. Reviewed on: 14th April 2026

Excellent finance app

In the early 2020's I was around £3,000 in debt and never had savings. After paying off my debts I opened a Lifetime ISA with Moneybox, was able to build my savings up over the years and now am in a position to buy my first house which is amazing. I have rarely had to use the customer service but when I have they have always been quick to respond and super helpful. I'm so happy I decided to use Moneybox! Reviewed on: 14th April 2026

Simple, straightfroward set up with great bonuses

Found it straightforward to set up a lifetime isa and the benefits are excellent. I switched from a Help to Buy ISA and I’m already on a better track to securing my first home! Reviewed on: 14th April 2026

Moneybox is amazing

Saving with moneybox has been a god send its really helped saving for deposit for a house very easy to use and transferring money could not be easier Reviewed on: 14th April 2026

Quick and easy.

Quick and easy. Trading212 has better rates but for ease money box is better Reviewed on: 14th April 2026

Low interest rates after a year of holding funds

Low interest rates after a year of holding funds Reviewed on: 14th April 2026

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from Tembo Money 4.88 from 3586 reviews
Help to Buy ISA
from Lloyds Bank 4.33 from 7 reviews
Cash ISA
from Hampshire Trust Bank 0.00 from 0 reviews

Want to see more from Moneybox app?

Junior ISA
from Moneybox app 4.99 from 27 reviews
Mortgages
from Moneybox app 4.97 from 100 reviews
Personal pension
from Moneybox app 4.95 from 269 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub