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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

House saving

5
This bank has been an excellent place to start saving for a house. Their lifetime ISA offered a fixed year interest rate for the first year. Reviewed on: 10th April 2026

Decent app

4
App is easy to navigate, instant transfers also very simple & efficient. Reviewed on: 10th April 2026

Very happy with the interest and service

5
Very happy with the interest and service Reviewed on: 10th April 2026

Has been a game changer for me!

5
Has been a game changer for me! App is easy to use and bank transfers are simple - the £1k bonus is a great incentive to keep saving. Also the fact you can’t withdraw without a penalty is a huge help for me as it means my balance just goes up instead of down, which has been the case with other saving accounts that I tend to dip into! Reviewed on: 10th April 2026

LISA with Moneybox

5
Very good and easy to use. Simple and effective, great way to build toward buying a house. Reviewed on: 10th April 2026

I opened my lifetime ISA with Moneybox as soon as I...

5
I opened my lifetime ISA with Moneybox as soon as I turned 18 and I have not been disappointed with it. I find the app great for tracking my investments and really easy to use. I also hold a simple saver with Moneybox and enjoy the invest the interest feature. I would love if there was a broader range of ETFs or stocks in the future however. Reviewed on: 10th April 2026

Convenient and easy

5
Very easy to setup and transfer money to and from other accounts. Very good interest rates as well. Reviewed on: 10th April 2026

Easy way to Save

5
The app is very easy to use and the round up functionality makes it easier to save. You can also set up weekly or monthly deposits. Also easy to move money between savings accounts within the app. Makes saving easy! Reviewed on: 10th April 2026

Havent had any issues with the app, the lifetime isa...

5
Havent had any issues with the app, the lifetime isa is great to save for house deposit, good interest rates and get a government bonus. The app feels safe, easy to use and transfer money. Reviewed on: 10th April 2026

Moneybox has been excellent in my journey towards bu...

5
Moneybox has been excellent in my journey towards buying my first home. The tools available has allowed me to budget and project effectively, allowing me to start planning when I can purchase my home in the future Reviewed on: 10th April 2026

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