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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9291 reviews)

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4.94

Based on 9,291 reviews, last reviewed 3rd May 2026

51425% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Helpful and smooth deposit save

It has been easy to monitor my money for a house deposit and I felt any worries I had were easily resolved with the help section on the app. Reviewed on: 9th April 2026

Its been good with extra bonus i have got and with b...

Its been good with extra bonus i have got and with building for my family's first proper home Reviewed on: 9th April 2026

The app is simplified and easy to use

The app is simplified and easy to use Reviewed on: 9th April 2026

Saving for a house as a first time buyer

Saving for a house as a first time buyer is difficult and can feel out of reach within the current economy. However moneybox makes it feels more accessible to young people by adding the government bonus. I was recommended it by a friend and wouldn’t even look at any other ISA. Reviewed on: 9th April 2026

Best bank for lifetime ISA

Incredibly easy to use, simple layout and so easy to track progress towards my goals. Round up feature helps me save without even noticing. Reviewed on: 9th April 2026

Really easy to use!

Moneybox is really easy to use and the interest rates for the first year are good. I just wish they continued to reward long-term customers with higher interest rates rather than lowering the interest after one year. Reviewed on: 9th April 2026

BEST APP SIMPLE TO USE

So easy to use really helpful understanding of the app.enjoyable watching mo eh grow Reviewed on: 9th April 2026

Long time user buying first house with Lifetime Isa

I have been using moneybox since university and learned more about interest due to their small blogs of information they have on the app. I am now buying my first home with the money I have saved up from the LISA. Reviewed on: 9th April 2026

The app provides an easy to use interface that makes...

The app provides an easy to use interface that makes banking easy. Reviewed on: 9th April 2026

App could be simplified

I moved my existing LISA over to Moneybox as the interest rate was better. I don’t love the app (it is unnecessarily complicated) but I have no major complaints. Reviewed on: 9th April 2026

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