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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Easy process to set up and good interest

5
Easy process to set up and good interest Reviewed on: 22nd April 2025

Saving for First Home!!

5
I really recommend Moneybox! They are first class, I feel confident in my money and if I have a query they are always there to support! Reviewed on: 22nd April 2025

Excellent App for First time buyers

5
Both my boyfriend and I use this service to save for a house. The app is an exciting way to save for first time buyers. With unbeatable interest rates. Overall very good service and app, would highly recommend! Reviewed on: 22nd April 2025

Simple and easy

5
The process of opening my lifetime ISA was very straightforward. Their wealth progression is very useful for understanding the growth of my deposit. Reviewed on: 22nd April 2025

Their customer service to be super detail orientated!

5
I've always found the customer service to be super helpful. Not only do you have a real life person to speak to with any enquiries, but also the additional information via blog/websites on key topics around money saving, mortgages, ISAs etc. It feels like they genuinely want to offer detailed advice. Reviewed on: 22nd April 2025

It's easy to use.

5
It's easy to use. There's multiple accounts/products all housed in one app. Reviewed on: 22nd April 2025

Simple & rewarding.

5
Simple & rewarding. Best way to increase your money! Reviewed on: 22nd April 2025

Great rates and easy to use app that makes the whole...

5
Great rates and easy to use app that makes the whole process very simple. Have recommended to friends and family who have joined and had similar experiences after being worried about putting their money somewhere safe Reviewed on: 22nd April 2025

I’ve been using Moneybox for just over a year now an...

5
I’ve been using Moneybox for just over a year now and honestly, it’s made saving and investing feel really accessible. The round-up feature is brililant — I barely notice the small change being saved, but it really adds up over time. I’ve also started putting money into a Stocks & Shares ISA through the app and it's been suprisingly straightforward, even for someone who isn’t very clued up on investing. The interface is clean and easy to navigate, and I appreciate the little updates and nudges they send to keep you on track with your goals. Interest rates on the savings accounts are also quite competitive, especially when compared to high street banks. Overall, it’s a solid app for anyone looking to get a bit more hands-on with their finances without feeling overwhelmed. Would definitely recommend giving it a go if you’re looking to build better saving habits. Reviewed on: 22nd April 2025

So simple!

5
Easy and intuitive to use. Can easily keep track of lifetime osa and stocks and shares isa. Reviewed on: 21st April 2025

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