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Monzo: Business Account reviews

Name: Business Account
Rating: 4.94 (2136 reviews)

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4.94

Based on 2,136 reviews, last reviewed 20th Apr 2026

24300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

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Monzo Business Account reviews (2136)

Easy to use and get answers if there is ever an issue.

Easy to use and get answers if there is ever an issue. Reviewed on: 7th April 2026

It just works.

It just works. Easy peacy!If you need help people actually answer the phone! Reviewed on: 7th April 2026

Perfect sole trader account!

I've been with them several years and have had no problems at all! When I needed to contact customer service about potential fraud they were incredibly helpful and responded quickly. They have a feature when if you're on your banking app and the phone at the same time, it tells you it isn't them to avoid potential fraud. All the features for quick payments and invoice creation are so handy as a sole trader! Reviewed on: 7th April 2026

Makes my business accounting so much easier.

Makes my business accounting so much easier. It is easy to use easy to track. Love the fact that I can take a picture of the receipt. All in one place and love the pots that I can create. Reviewed on: 7th April 2026

Superb Monzo

Have run my business for several years with Monzo which has been a breeze. I’m very happy with their customer service replies and shall be staying with them a long time into the future. Reviewed on: 7th April 2026

Would def recommend but worth the research

Pretty happy with everything though miss out on some benefits as I use an Amex for my spending. Hear a lot of good deals from other business bank accounts. Was very frustrating when they doubled the monthly fee and I’m still unsure what I get for it apart from a bank connection as I use another tool for invoicing/VAT etc. All family accounts are on Monzo personal so it helps keep it simple. Reviewed on: 7th April 2026

Love Monzo

Monzo has always been amazing for me Reviewed on: 7th April 2026

Easy to use

Very easy to use bank, with lots of extra available. Easy to transfer and request money aswell as save into investments, pensions etc Reviewed on: 7th April 2026

New small sole trader business, and using Monzo ban...

New small sole trader business, and using Monzo bank has made it so much easier. Reviewed on: 7th April 2026

It’s just so convenient it’s perfect for my business...

It’s just so convenient it’s perfect for my business and personal banking Reviewed on: 7th April 2026

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