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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

Monzo business is quite user friendly and easy to ma...

Monzo business is quite user friendly and easy to manage. Reviewed on: 7th April 2026

Been very good and helpful never had any problems

Been very good and helpful never had any problems Reviewed on: 7th April 2026

Monzo supporting our community...

An excellent service providing proper support for my community account Reviewed on: 7th April 2026

Easy to use and get answers if there is ever an issue.

Easy to use and get answers if there is ever an issue. Reviewed on: 7th April 2026

It just works.

It just works. Easy peacy!If you need help people actually answer the phone! Reviewed on: 7th April 2026

Perfect sole trader account!

I've been with them several years and have had no problems at all! When I needed to contact customer service about potential fraud they were incredibly helpful and responded quickly. They have a feature when if you're on your banking app and the phone at the same time, it tells you it isn't them to avoid potential fraud. All the features for quick payments and invoice creation are so handy as a sole trader! Reviewed on: 7th April 2026

Makes my business accounting so much easier.

Makes my business accounting so much easier. It is easy to use easy to track. Love the fact that I can take a picture of the receipt. All in one place and love the pots that I can create. Reviewed on: 7th April 2026

Superb Monzo

Have run my business for several years with Monzo which has been a breeze. I’m very happy with their customer service replies and shall be staying with them a long time into the future. Reviewed on: 7th April 2026

Would def recommend but worth the research

Pretty happy with everything though miss out on some benefits as I use an Amex for my spending. Hear a lot of good deals from other business bank accounts. Was very frustrating when they doubled the monthly fee and I’m still unsure what I get for it apart from a bank connection as I use another tool for invoicing/VAT etc. All family accounts are on Monzo personal so it helps keep it simple. Reviewed on: 7th April 2026

Love Monzo

Monzo has always been amazing for me Reviewed on: 7th April 2026

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