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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1757 reviews)

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4.91

Based on 1,757 reviews, last reviewed 10th Mar 2026

36400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1757)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Absolutely brilliant can’t fault them it’s all very...

Absolutely brilliant can’t fault them it’s all very very good Reviewed on: 18th January 2024

Amazing services, easy to manage via app

I find it very easy to create invoice, track trends, simple yet great. Reviewed on: 18th January 2024

It is good to manage muiltple accounts in business...

It is good to manage muiltple accounts in business and personal. Reviewed on: 18th January 2024

I love the App and the features in it.

I love the App and the features in it. Reviewed on: 18th January 2024

Best Bank fast in delivering funds

Monzo is the best bank ever i have never struggled to get my finances Reviewed on: 18th January 2024

I find Monzo business accounts to be one of the best...

I find Monzo business accounts to be one of the best I have used. The interface is brilliant and the options available for small businesses are brilliant. I can save money hold money and make sure I have everything on hand. Plus with the contactless payments that gives my customers peace of mind. Reviewed on: 18th January 2024

monzo is an excellent business banking provider, by...

monzo is an excellent business banking provider, by far the best i have ever had without the high monthly charges - I have never had any issues with them - customer service is good however there is room for improvement in this area . overall extremely happy with the service provided by monzo Reviewed on: 18th January 2024

Monzo mobile banking app is excellent

Great online service, mobile banking app is excellent Reviewed on: 18th January 2024

Modern banking for a modern side hustle

Online resources and apps are exceptional and the best I have found. So much improved on the general banking community, its a modern banking system for a modern business. I am a property manager so its a side business but monzo allows me me to manage my accounts alongside my regular job Reviewed on: 18th January 2024

Monzo is AWESOME!

In a few words, it has been AWESOME! I love the app, I love that they listen to my needs and have provided and catered for my needs. The business account has so many great features! I LOVE My Monzo! Reviewed on: 18th January 2024

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