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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1757 reviews)

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4.91

Based on 1,757 reviews, last reviewed 10th Mar 2026

36400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1757)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Monzo personal, Joint and Business Account.

I use Monzo personal, joint and business. Always had excellent customer service, for all theee accounts of needed. I pay £5 pcm for business account and is worth the money, and makes my business feel more premium. I would recommend Monzo to friends and family. I can see Monzo is growing as they have started offering cash back rewards and other things that bigger banks are offering. An additional plus, it you can access your money 24 hours prior (sometimes), which is always nice. Reviewed on: 18th January 2024

Monzo is a breath of fresh air.

Monzo is a breath of fresh air. They are the first bank I've used that have managed to take all of the pain out of banking. So easy to use, opening an account was super straightforward and I love that they make it really easy to manage and save your money with payment links and pots. I'm always recommending Monzo to people as it's the best banking I've used to date. Reviewed on: 18th January 2024

Easy to use

It is easy to set up an account with monzo and very easy to use once up and running. Reviewed on: 18th January 2024

Definitely a bank for those of us who need hand holding

As a business customer of the bank, I am very empressed with how their account looks, feels and works. I am beginning to feel in charge of my money and Monzo are the ones helping me to do so. Reviewed on: 18th January 2024

Fast and easy excellent service.

Fast and easy excellent service. Reviewed on: 18th January 2024

Easy to use, great App

My experience with Monzo has been spot on. The app is great to use, feels very secure and lets you analyse spending as you go along which is a big help with the accounts Reviewed on: 18th January 2024

This app is incredible!

This app is incredible! Invoicing is so easy and efficient, not to mention how professional the invoices look! I wish they could be edited after though and you don’t have to make a new invoice all together. Reviewed on: 18th January 2024

Absolutely fab!

Absolutely fab! No charges and easy banking! Never had an issue!! Reviewed on: 18th January 2024

So easy and a great service always keeping you in th...

So easy and a great service always keeping you in the loop with payments in and out and plenty of notifications Reviewed on: 18th January 2024

A.E.N Logistics

Simple and easy to use. Know exactly what you have coming in and going out. Reviewed on: 18th January 2024

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