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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1378 reviews)

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4.89

Based on 1,378 reviews, last reviewed 22nd Apr 2025

16800% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Great service fast reliable and user friends with Great service fast reliable and user friends Reviewed on: 20th April 2025

Latest lowest rating:

1

Tried paying HMRC, card declined. Tried paying HMRC, card declined. Had to use personal account, what's point of biz acc then? Reviewed on: 22nd April 2025

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1378)

Review of the Monzo, Business Account:

Best business bank

Friendly customer service, brilliant app Reviewed on: 23rd February 2022

Fantastic service, smooth and good

Fantastic service, smooth and good Reviewed on: 5th March 2025

Love the 'pots'

Easy to use, love the 'pots', great app - and their social media is the best! Reviewed on: 5th March 2025

So far it’s excellent and professional

So far it’s excellent and professional Reviewed on: 4th March 2025

Monzo is simply the best.

Monzo is simply the best. And they can do more, and I'm sure you will. Reviewed on: 4th March 2025

A smart bank that gets out of my way

A smart bank that gets out of my way Reviewed on: 4th March 2025

Good and easy banking!

Good and easy banking! I’ve never had any issues! Really like that I can use it abroad with no fees. Reviewed on: 4th March 2025

The safest, fastest and best!

The safest, fastest and best! I love that the experience is always top notch Reviewed on: 4th March 2025

I love Monzo.

I love Monzo. Perfect for a bank card to tae on holiday because they calculate the exchange rate and they're so handy for travel. I'm loving the 1p savings challenge and being able to keep track of my money. Highly recommend! Reviewed on: 4th March 2025

started as a travel card, now is my main account

Been a Monzo account holder for many years now! Started off as travel account to when I was travelling pre covid now it's my main account for everything! Reviewed on: 4th March 2025

The Bank That Stole My Heart (& Organised My Finances)

Monzo isn’t just a bank—it’s my financially responsible best friend who never judges me for my occasional (okay, frequent) impulse purchases. It shows me exactly where my money is going, helps me budget like an actual adult, and even lets me gamify my savings—because nothing motivates me more than pretending my savings goal is a high-score leaderboard. It even lets me manage finances with my partner, meaning we can finally argue about money with data. And as a bonus, my business account is right there too, so I can seamlessly switch between “responsible entrepreneur” and “why did I just buy another bag?” mode. Honestly, Monzo has set the bar so high that if I ever tried to switch banks, I think my finances would stage an intervention. 10/10, would trust Monzo with my life savings. Reviewed on: 4th March 2025

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