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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1770 reviews)

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4.92

Based on 1,770 reviews, last reviewed 12th Mar 2026

37700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Superbly simple and easy to set up. Superbly simple and easy to set up. The ability to make any changes, receipt and pay is all seamless. I got the business account due to already having... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1770)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

easy banking

never had an issue with monzo always speed on transfer and other payment methods Reviewed on: 16th March 2023

Easy and efficient banking

Monzo make my life so much easier. I love how payments can be categorised and the ability to amend payment details for a business account is great. Alerts are also a favourite app feature - to be told when someone has paid you is exciting! Reviewed on: 16th March 2023

Absolutely amazing

Always kept up to date with things, help when needed, love this bank Reviewed on: 15th March 2023

Head and Shoulders better than the rest

Everything Monzo adds to their offering makes my life easier - business banking for people that dislike faff and bureaucracy. It’s that simple Reviewed on: 15th March 2023

Top Rated Service

Excellent service, fast and convenient, thank you. Reviewed on: 15th March 2023

Great, simple to use app based bank.

I have been using Monzo for many years now and I can honestly say it's the best bank I have ever had. Monzo is more than just a bank account, it's a smart and simple way to manage your money. You can see all your transactions in real time, set budgets and have various business integration tools to make running my business easier. Monzo also has amazing customer service that is always friendly and helpful. They have solved any issues I had quickly and efficiently. I would highly recommend Monzo to anyone who wants to take control of their finances and enjoy banking with a difference. Reviewed on: 15th March 2023

Amazing Banking

Great app. Great online support. Hassle free banking. Reviewed on: 15th March 2023

The only ones with human response

Tried with lots of banks. Couldnt speak to a real person. Monzo was the only ones with real personalized attention and service. Completely unexpected given that is on my phone! Reviewed on: 15th March 2023

Fantastic Business Account

This account allows you to do so much more than traditional business accounts. You can invoice clients or customers. See exactly what is happening with your account. You can set your contactless limit, you have instant access to your statements. What you can do us endless. Reviewed on: 15th March 2023

Unrivalled

I've already recommended Monzo to my family and friends for both business and personal banking. I'll continue to do so because the features they provide are better than high street banks and the assistance they provide is great in comparison to others. Reviewed on: 15th March 2023

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